Sell Your House Fast in Florida

What makes a real cash buyer in Florida — and why it matters who you call first.

Cash Flow Deals is a licensed Florida brokerage. Camilo Palacio (SL3280644) and Michelle Paez (BK3256399) review every property personally. Most cash buyer sites you find on the first page of Google are affiliate marketplaces. They have never closed a deal. They collect your information, sell it to investors, and collect a referral fee regardless of what happens to you.

The aggregator problem.

Clever Real Estate, Houzeo, and HomeLight are affiliate referral sites. They do not buy your house. They match you with local agents or investors and earn a referral fee when a transaction closes. There is nothing wrong with that business model — but you should know that when you enter your address on those sites, you are opting into a marketplace auction for your contact information, not contacting a buyer. You will receive multiple calls from investors you have never vetted.

When you contact Cash Flow Deals, you are contacting a licensed brokerage with a physical Florida presence. One call. One agent. One offer. We do not sell your information. We either buy your house or we tell you we cannot and why.

What "licensed" actually means for you as a seller.

A licensed Florida real estate professional operates under the Florida Real Estate Commission (FREC). That means fiduciary duties to you, mandatory disclosures, and a license that can be revoked if we act against your interests. Unlicensed wholesalers have no such obligation. They can assign your contract to anyone at any price and owe you nothing beyond what is written on a piece of paper you may not fully understand.

License numbers are public. Before you sign anything with any cash buyer in Florida, verify their license at myfloridalicense.com. If they cannot give you a license number, walk away.

Proof of funds — what to demand, and why.

Any legitimate cash buyer or bank-financed buyer can provide written proof of funds within 24 hours. A real cash buyer shows a bank statement or earnest money receipt. A bank-financed buyer shows a lender pre-approval letter with the loan amount and approval date.

If a buyer tells you they need to "line up their funding" or "confirm their investor" before providing proof, that is a red flag. They do not have the money. They are shopping your contract to someone who does.

We tell every Florida seller the same thing before they sign anything: get proof of funds and a specific close date in writing. Any buyer who cannot provide both within 24 hours is not a cash buyer.

The 90-day close trap.

The single most common mistake Florida sellers make is accepting the first cash offer without knowing the buyer's actual closing timeline.

We have bought houses from sellers who waited 90 days for a so-called "cash buyer" who actually needed a hard money loan. Hard money loans take 30 to 60 days to close. The investor calls them cash deals because they are not using traditional bank financing — but the seller still waits. During those 90 days, the seller paid mortgage, taxes, insurance, and HOA on a house they thought was already sold. When the hard money deal fell apart, they called us.

The fix is simple. Ask for a specific close date in writing before you sign. Ask where the funds are coming from. If they hedge on either question, the deal is not what they are representing it to be.

What we tell every Florida seller before they sign anything.

This is the part of the business that most buyers skip because it slows things down. We do not skip it. These are the things we walk through on every first call, before an offer is made.

Know what "as-is" actually protects you from — and what it does not.

"As-is" means you are not required to make repairs as a condition of sale. It does not mean the buyer cannot inspect the property. Any legitimate buyer in Florida — cash, FHA, or conventional — will inspect. What matters is what happens after the inspection.

With a traditional listing, the buyer uses inspection findings as leverage to renegotiate your price or demand repairs. You either give credits or they walk. With CFD, the offer price is locked at signing. The only items that can reopen the price are structural-tier discoveries that were not visible before you signed: foundation failure, active moisture intrusion, unpermitted electrical panel, or a collapsed drain line. That is it. If the inspection finds cosmetic issues, deferred maintenance, or normal wear — those do not move the price. You already accounted for them in the offer.

Understand the title company's role.

Title Guaranty of South Florida handles every CFD closing. They are independent of CFD — they represent the transaction, not us. Their job is to confirm title is clear, resolve any liens or encumbrances from your proceeds, and fund the closing once all conditions are met. You can call them directly. You can ask questions directly. They are your protection as much as ours.

Compare your options before you decide.

We will never pressure you to skip the comparison. If you want to get a market analysis from a listing agent, do it. If you want to compare CFD to an investor offer, do it. The right path depends on your timeline, your property's condition, and what the Florida market will support right now in your specific zip code.

The sellers who regret their decision are the ones who decided without doing the math. We would rather lose a deal to a better option than close one that hurt the seller. That is the only way we build a business that operates statewide for more than a few years.