Sell Your House Fast in Florida
Two offers: Premium Cash Offer or Fast Cash Offer.
- Same-day callback in business hours
- Nothing is binding until you sign
- Your information stays private
Sellers, in their own words.
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How selling with us works.
Four steps, from your address to closing day.
Type your address and answer a few questions. In business hours, we call you back the same day.
A Fast Cash Offer and a Premium Cash Offer. Read it with your attorney first.
Fast Cash Offer: one walk-through by our team, no listing. Premium Cash Offer: it is listed, and showings are scheduled with you ahead of time.
Close in 45 days or less. With the Premium Cash Offer, title goes straight from you to the buyer, and their lender funds it.
Three ways to sell your house.
Two offers from us, or a listing on your own.
The cash investor math
A cash investor's offer is built on a formula: roughly 70 percent of after-repair value minus repairs. On a $350,000 home, that is a $195,000 to $210,000 offer.
With either offer
- You get the amount you agree to, and we'll handle any costs on top of that.
- Premium buyer's financing falls through? You can still take our Fast Cash Offer.
How Premium works for you
Premium is our higher-price offer. You sign with us at a number you agree to, and we bring in a pre-approved buyer who buys directly from you. Their lender funds it, title goes from you to them, and we're paid as a separate line on the closing statement.
How selling your Florida home through CFD works.
Four steps from first contact to funded closing. We handle the paperwork, the title coordination, and the buyer vetting. You handle the decision.
Step 1 — Drop your address.
Enter your property address in the form above. No account, no registration, no spam. A licensed CFD agent pulls public records and comparable sales for your specific property the same day you submit. We do not use automated valuations. A human reviews your home.
Step 2 — Get your offer in 24 hours.
We call you with a fair cash offer based on current Florida market data for your zip code. We walk you through the comparable sales we used and the math behind the number. No pressure, no deadline. You can take the offer, decline it, or ask questions. Most sellers ask three questions and sign the same week.
Step 3 — We handle inspection and title.
Once you accept, we schedule an inspection and open title with Title Guaranty of South Florida. If the inspection finds a structural-tier issue that was not visible before signing — foundation failure, active moisture intrusion, unpermitted electrical panel, or collapsed drain — we re-cost only that item and bring the updated number back to you. You decide. Everything else stays at the agreed price. This almost never fires. When it does, most sellers proceed because the re-cost is specific and the net is still faster than a listing.
Step 4: Close in 45 days or less.
You sign one set of documents. Title transfers directly from you to the buyer. No double closings, no assignment of contract. CFD is paid as a visible line on the closing statement — not hidden in your proceeds. You walk away with your net at closing, on a date you help pick.
What makes a real cash buyer in Florida — and why it matters who you call first.
Cash Flow Deals is a real estate investor, partnered with a licensed Florida brokerage. Camilo Palacio (SL3280644) and Michelle Paez (BK3256399) review every property personally. Most cash buyer sites you find on the first page of Google are affiliate marketplaces. They have never closed a deal. They collect your information, sell it to investors, and collect a referral fee regardless of what happens to you.
The aggregator problem.
Clever Real Estate, Houzeo, and HomeLight are affiliate referral sites. They do not buy your house. They match you with local agents or investors and earn a referral fee when a transaction closes. There is nothing wrong with that business model — but you should know that when you enter your address on those sites, you are opting into a marketplace auction for your contact information, not contacting a buyer. You will receive multiple calls from investors you have never vetted.
When you contact Cash Flow Deals, you are contacting a real estate investor partnered with a licensed brokerage, with a physical Florida presence. One call. One agent. One offer. We do not sell your information. We either buy your house or we tell you we cannot and why.
What "licensed" actually means for you as a seller.
A licensed Florida real estate professional operates under the Florida Real Estate Commission (FREC). That means fiduciary duties to you, mandatory disclosures, and a license that can be revoked if we act against your interests. Unlicensed wholesalers have no such obligation. They can assign your contract to anyone at any price and owe you nothing beyond what is written on a piece of paper you may not fully understand.
License numbers are public. Before you sign anything with any cash buyer in Florida, verify their license at myfloridalicense.com. If they cannot give you a license number, walk away.
Proof of funds — what to demand, and why.
Any legitimate cash buyer or buyer through a licensed closing path can provide written proof of funds within 24 hours. A real cash buyer shows a bank statement or earnest money receipt. A buyer through a licensed closing path shows a lender pre-approval letter with the loan amount and approval date.
If a buyer tells you they need to "line up their funding" or "confirm their investor" before providing proof, that is a red flag. They do not have the money. They are shopping your contract to someone who does.
We tell every Florida seller the same thing before they sign anything: get proof of funds and a specific close date in writing. Any buyer who cannot provide both within 24 hours is not a cash buyer.
The 90-day close trap.
The single most common mistake Florida sellers make is accepting the first cash offer without knowing the buyer's actual closing timeline.
We have bought houses from sellers who waited 90 days for a so-called "cash buyer" who actually needed a hard money loan. Hard money loans take 30 to 60 days to close. The investor calls them cash deals because they are not using traditional bank financing — but the seller still waits. During those 90 days, the seller paid mortgage, taxes, insurance, and HOA on a house they thought was already sold. When the hard money deal fell apart, they called us.
The fix is simple. Ask for a specific close date in writing before you sign. Ask where the funds are coming from. If they hedge on either question, the deal is not what they are representing it to be.
5 things to verify about any cash buyer before you sign.
- Florida real estate license number — verify at myfloridalicense.com.
- Written proof of funds or lender pre-approval, provided within 24 hours of request.
- A specific close date written into the contract — not a range, a date.
- The name of the title company handling the transaction.
- How CFD (or any buyer rep) is compensated — ask to see the closing statement structure.
What the Florida real estate market actually looks like right now.
Florida is in a moderate buyer's market heading into the second half of 2026. The Clever Real Estate Market Heat Index puts the state at 34 out of 100 on the seller-to-buyer-favorable scale. Inventory has expanded faster than buyer demand in most metros, particularly in Southwest Florida and the Tampa Bay corridor.
- $417,100Median FL home price (Zillow, 2026)
- 60–90 daysAvg. listing to funded close in FL
- 47 citiesFlorida markets CFD has reviewed in 24 months
Why speed matters more in a buyer's market.
In a seller's market, a listing almost always gets you more money. The competition among buyers drives the price up. In a buyer's market, that dynamic reverses. Your home sits on the market longer. You pay carrying costs for each additional week — mortgage, taxes, insurance, utilities. Every price reduction signal tells future buyers you are negotiable.
When you skip the listing process and close in 45 days, you eliminate 60 to 90 days of carrying costs. In Florida, that can be $4,000 to $12,000 depending on your market and property size. That number belongs in the math when you compare a CFD offer to a listing price — not just the headline number.
What sellers gain by skipping the listing.
- No 6% agent commission split (3% listing side + 3% buyer side).
- No pre-listing repairs or staging costs, which average $4,000–$18,000 in FL.
- No open houses, lockbox access, or strangers touring your home.
- No inspection price renegotiation from a buyer fishing for credits.
- No financing contingency that lets a buyer walk 30 days in.
- No appraisal gap risk in a softening market.
We have reviewed hundreds of Florida properties in the past 24 months across 47 cities. The sellers who net the most are not always the ones who listed with an agent. They are the ones who knew the full math before they decided.
What we tell every Florida seller before they sign anything.
This is the part of the business that most buyers skip because it slows things down. We do not skip it. These are the things we walk through on every first call, before an offer is made.
Know what "as-is" actually protects you from — and what it does not.
"As-is" means you are not required to make repairs as a condition of sale. It does not mean the buyer cannot inspect the property. Any legitimate buyer in Florida — cash, FHA, or conventional — will inspect. What matters is what happens after the inspection.
With a traditional listing, the buyer uses inspection findings as leverage to renegotiate your price or demand repairs. You either give credits or they walk. With CFD, the only items that can reopen the price are structural-tier discoveries that were not visible before you signed: foundation failure, active moisture intrusion, unpermitted electrical panel, or a collapsed drain line. That is it. If the inspection finds cosmetic issues, deferred maintenance, or normal wear — those do not move the price. You already accounted for them in the offer.
The structural exception clause, stated plainly:
The only items that can trigger a re-cost are: foundation failure, active moisture intrusion, unpermitted electrical panel, or collapsed drain line. If inspection finds one of these and it was not disclosed or visible before signing, we re-cost only that item and bring the new number back to you. You choose whether to proceed at the updated number, negotiate, or cancel without penalty. Everything else stays at the agreed price. No general inspection credits. No repair lists.
The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
Understand the title company's role.
Title Guaranty of South Florida handles every CFD closing. They are independent of CFD — they represent the transaction, not us. Their job is to confirm title is clear and fund the closing once all conditions are met. You can call them directly. You can ask questions directly. They are your protection as much as ours.
Compare your options before you decide.
We will never pressure you to skip the comparison. If you want to get a market analysis from a listing agent, do it. If you want to compare CFD to an investor offer, do it. The right path depends on your timeline, your property's condition, and what the Florida market will support right now in your specific zip code.
The sellers who regret their decision are the ones who decided without doing the math. We would rather lose a deal to a better option than close one that hurt the seller. That is the only way we build a business that operates statewide for more than a few years.
The situations a Florida listing cannot handle cleanly.
Traditional agents are built for move-in ready homes with motivated buyers and no clock. If your situation has complications, a listing may cost you more time and money than the commission you were trying to avoid.
- Inherited or probate property
- Foreclosure or pre-foreclosure
- Code violations, HOA fines, or municipal liens
- Tenant-occupied rentals you want to exit
- Fire, flood, hurricane, or major repair damage
- Divorce or estate settlement requiring fast sale
- Job relocation with a hard move deadline
- Pre-foreclosure — notice of default already filed
We have worked through all of these in Florida markets. Probate properties need title cleared before they can close — we coordinate with your attorney and the title company so you are not managing that yourself. Foreclosure sellers need a specific close date before the sale date — we target closing 7 to 10 days before the auction. Tenant-occupied rentals need a lease review and a notice timeline — we handle the buyer side coordination so you are not navigating landlord-tenant law while also trying to sell.
Florida cities we buy houses in.
We cover all of Florida statewide. We've reviewed properties in 47 cities across the last 24 months, from the Panhandle to the Keys. Highest volume in South Florida, Tampa Bay, Orlando, and Jacksonville — but drop any Florida address and we confirm coverage on the first call.
If your city is not listed below, enter your address anyway. We cover more ground than this grid shows.
- Tampa
- Miami
- Orlando
- Jacksonville
- Fort Lauderdale
- St. Petersburg
- Sarasota
- Fort Myers
- West Palm Beach
- Tallahassee
- Gainesville
- Pensacola
- Naples
- Cape Coral
- Daytona Beach
- Lakeland
- Clearwater
- Boca Raton
- Pompano Beach
- Kissimmee
- Port St. Lucie
- Hialeah
- Hollywood
- Miramar
- Coral Springs
- Pembroke Pines
- Deltona
- Palm Bay
- Bradenton
- + 18 more cities
Related guides
Market notes from the cities we work in most.
South Florida (Miami, Fort Lauderdale, West Palm Beach)
Highest seller inquiry volume. Condo-heavy. HOA estoppel letters add 5 to 10 days to title. We build that into the timeline. Foreign national sellers are common here — we work with title to confirm proper ID and wire instructions early.
Tampa Bay (Tampa, St. Petersburg, Clearwater)
Moderate buyer's market with significant new construction competition. Older homes (1970s–1990s) in Pinellas and Hillsborough often surface 4-point insurance issues at inspection. We flag these in the offer call so there are no surprises.
Orlando / Central Florida (Orlando, Kissimmee, Lakeland)
Strong investor demand from short-term rental buyers. If your home is zoned or used as an Airbnb or VRBO, we work with buyers who underwrite those properties correctly instead of trying to fit them into a residential model.
Northeast Florida (Jacksonville, Daytona Beach)
Price-sensitive market. Sellers here often over-anchor to 2021 peak prices. We walk through current comp data on the first call because sellers who understand the market make faster, better decisions.
Real Florida closings.
Every CFD closing is handled by Title Guaranty of South Florida. Dated, city-level closed-deal stories are published here as sellers approve sharing them. We do not post fabricated testimonials or manufactured case studies.
Check us out before you talk to us.
Cash Flow Deals, LLC works with Silver Door Realty LLC, a licensed Florida brokerage. Title Guaranty of South Florida handles closings.
Licensed Florida brokerage
Silver Door Realty LLC
CQ1064903
Licensed Florida real estate broker
Michelle Paez
BK3256399
Licensed Florida real estate sales associate
Camilo Palacio
SL3280644
Questions Florida sellers ask.
Ten questions we get on almost every first call. Answered straight, no hedging.
How fast do you close in Florida?
45 days or less; the seller helps pick the date. The timeline depends on title search and any existing liens. Compare that to a traditional listing, which averages 60 to 90 days from listing to funded closing in Florida right now.
Do you buy houses as-is in Florida?
Yes. We buy Florida homes in any condition — no repairs, no cleaning, no staging. The price we offer is the price we close at. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
What if my house needs major repairs?
We factor condition into the offer upfront. We buy homes with roof damage, fire damage, flood damage, mold, foundation issues, and full gut situations. You do not need to fix anything before closing.
What's the difference between you and Opendoor?
Opendoor is an iBuyer that operates in select markets, with algorithmic offers. Opendoor and Offerpad each charge a service fee around 5% of the sale price on top of an already-discounted offer. Cash Flow Deals is a real estate investor, partnered with a licensed Florida brokerage, with real agents reviewing your specific property. We charge sellers no fees. Our offer reflects your home's actual market position, not an algorithm.
What's the difference between you and a wholesaler?
Wholesalers put your home under contract and then sell that contract to a third-party investor for a fee. You never know who is actually buying your house, the price can change before closing, and the wholesaler is not licensed. Cash Flow Deals is a licensed Florida brokerage. We are the buyer or we bring a buyer through a licensed closing path. One contract, one closing, one title transfer.
Can you buy if I have liens or back taxes?
Yes, in most cases. You don't need to pay anything upfront. Drop your address and we'll confirm what's resolvable on the first call.
Do you charge any fees?
No fees for sellers. Cash Flow Deals is paid as a separate line item on the closing statement — visible to you — by the buyer side of the transaction. You see every number before you sign anything.
What cities in Florida do you cover?
We cover all of Florida statewide. We've reviewed properties in 47 cities across the last 24 months, with highest volume in South Florida, Tampa Bay, Orlando, and Jacksonville. Drop your address and we confirm coverage on the first call.
Are you licensed in Florida?
Yes. Cash Flow Deals operates under licensed Florida real estate professionals: Camilo Palacio (SL3280644) and Michelle Paez (BK3256399). You can verify both licenses at the Florida DBPR license portal at myfloridalicense.com.
How do I get started?
Enter your property address above. A licensed Cash Flow Deals agent reviews your home the same day and calls you within 24 hours with a fair cash offer. No obligation. No pressure. You decide after you see the number.
Last updated June 19, 2026 · Written byJoseph Mena, Founder of Cash Flow Deals
Reviewed byCamilo Palacio, Licensed FL Real Estate Salesperson (SL3280644)
Florida seller situations we help with.
Not every home sale starts from a clean situation. Here is how the CFD path works for the four cases we see most often across Florida.
102 cities. 18 states. One playbook.
Real closings, real towns. If your city isn't listed, we may still be able to help, give us a call and ask.
Colorado
Connecticut
Florida
- Boca Raton
- Boynton Beach
- Cape Coral
- Clearwater
- Coral Springs
- Davie
- Daytona Beach
- Deerfield Beach
- Deltona
- Fort Lauderdale
- Fort Myers
- Fort Pierce
- Gainesville
- Greenacres
- Hialeah
- Hollywood
- Homestead
- Jacksonville
- Kissimmee
- Lady Lake
- Lakeland
- Lauderhill
- Melbourne
- Miami
- Miami Beach
- Miami Gardens
- Miramar
- Mulberry
- Ocala
- Orlando
- Palm Bay
- Palmetto
- Pembroke Pines
- Pensacola
- Plant City
- Plantation
- Pompano Beach
- Port St. Lucie
- Ruskin
- Sarasota
- Spring Hill
- St. Petersburg
- Sunrise
- Tallahassee
- Tampa
- West Palm Beach
- Weston
- Winter Haven
Indiana
Minnesota
Missouri
New York
South Carolina
Virginia
Sell your home for
Start with your address. You see both offers, and nothing is binding until you sign.
Everyone on the title is welcome on the call.
