Who Buys Your House? Your Two Cash Flow Deals Offers Explained

5 min read · Last updated 2026-08-03 · Reviewed by Joseph Mena, CFO of Cash Flow Deals. · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®)

With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. On Premium, your buyer signs a new contract directly with you, their lender funds the purchase, and title transfers once, directly from you to them. Your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. On Premium, only what your buyer's lender requires gets fixed, with costs fronted and settled from the sale proceeds, from our share; with Fast Cash, you make no repairs. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. If your buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number instead of continuing with the Premium Cash Offer.

Factor	Traditional Listing	Cash Flow Deals
Timeline	Median 43 days to a signed contract in Florida (Realtor.com, 2026), plus the buyer's separate closing timeline.	You choose the Fast Cash Offer, where we buy your house as-is and close, or the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you, with title transferring once. Confirm your closing schedule in writing rather than relying on the earlier 30-45 days estimate.
Repairs	You may repair or negotiate after each buyer's inspection; your final number depends on the terms you and your buyer accept.	With your Fast Cash Offer or Premium Cash Offer, the number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. With Fast Cash, we buy your house as-is and close, and you make no repairs. On Premium, your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. Only what your buyer's lender requires gets fixed, with costs fronted and settled from the sale proceeds, from our share.
Fees / Costs	Commission negotiable post-2024 NAR settlement, seller decides what to offer a buyer's agent.	On the Premium Cash Offer, Cash Flow Deals is paid as a separate line item on the closing statement, never a markup on price. No listing commission to Cash Flow Deals on the Fast Cash Offer.

How Your Premium Purchase Agreement Works in Florida

When you choose Premium, you first sign with us and authorize us to bring a buyer in our place. Your buyer comes from the pre-approved FHA or conventional buyers we already have, ready to go, and signs a new purchase contract directly with you. By mutual consent, your agreement replaces an existing purchase obligation with a new valid obligation and releases the original party from the replaced obligation. Florida courts recognize this contract principle, including in real estate transactions. Title transfers once, from you to your buyer, whose lender funds the purchase. Have a licensed Florida real estate attorney review your specific agreements to confirm their legal effect before you sign.

The Structure Sellers Are Actually Asking About

When you research Cash Flow Deals, you deserve to know who will buy your house and how everyone gets paid. You can compare two offers up front: with the Fast Cash Offer, we buy your house as-is and close; with the Premium Cash Offer, a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose. On Premium, your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings. Your buyer signs a new contract directly with you, their lender funds the purchase, and title transfers once from you to them. Our compensation appears as a separate line item on your closing statement.

Cash Flow Deals' Process, and Why It's a Single Transfer

Cash Flow Deals is a Florida real estate investor. You choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. Here is how your choice works. 1. Request a walkthrough with Cash Flow Deals and compare both offers. 2. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. 3. If you choose Premium, you authorize us to bring a buyer in our place; your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. Only what your buyer's lender requires gets fixed, with costs fronted and settled from the sale proceeds, from our share. With Fast Cash, we buy as-is and you make no repairs. 4. On Premium, your buyer signs a new contract directly with you, their lender funds the purchase, and title transfers once at closing. If your buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number instead of continuing with the Premium Cash Offer. 5. Amounts owed against the house are paid first from the sale proceeds, then you receive your agreed amount, subject to the structural exception described above, and Cash Flow Deals is paid last from what remains as a separate line item on the closing statement.

If Something Structural Comes Up After Signing

For your Fast Cash Offer or Premium Cash Offer, the number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. On Premium, we cover repair costs, and we figure out a way, so nothing comes out of your pocket: only what your buyer's lender requires gets fixed, with costs fronted and settled from the sale proceeds, from our share. With Fast Cash, we buy your house as-is and close, and you make no repairs.

How to Tell the Two Structures Apart Before You Sign

You can ask three direct questions when comparing offers: who will buy your house, what funds their purchase, and how title will transfer. With the Fast Cash Offer, Cash Flow Deals buys your house as-is and closes. With the Premium Cash Offer, a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose. On Premium, your buyer's lender funds the purchase, and title transfers once from you to them. Silver Door Realty, a licensed Florida brokerage, handles any listing and scheduled showings with a licensed agent. Pre-approval still depends on the lender's final approval. If your buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number instead of continuing with the Premium Cash Offer.

Common questions

How does your Premium Cash Offer work?

You compare the Fast Cash Offer, where we buy your house as-is and close, with the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose. On Premium, you sign with us and authorize us to bring a buyer in our place. That buyer signs a new contract directly with you, replacing the original purchase obligation by mutual consent and releasing the original party from it. Their lender funds the purchase, and title transfers once from you to them. Florida courts recognize the underlying contract principle. Ask a licensed Florida real estate attorney to review how your specific agreements apply.

Does Cash Flow Deals ever resell my contract to another investor?

No. You choose between the Fast Cash Offer, where Cash Flow Deals buys your house as-is and closes, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. On Premium, your buyer signs a new purchase contract directly with you and closes using their lender's funds. Your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings.

Who actually buys my house if I sell to Cash Flow Deals?

A real FHA or conventional homebuyer, using their own lender's funds. Cash Flow Deals is not the buyer and never takes title to the property.

When can your agreed number change?

Almost never, and only for one reason. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

How can a replacement purchase agreement apply to your Premium sale in Florida?

Florida courts recognize agreements that replace a valid existing contract obligation with a new valid obligation by mutual consent, releasing the original party from the replaced obligation, including in real estate transactions. Your specific documents determine how that principle applies to your Premium sale, where your buyer signs a new purchase contract directly with you. Have a licensed Florida real estate attorney review your agreements before you sign.