Sale My House Calculator: The Prorated Tax Line It Leaves Out
Published by Cash Flow Deals · Last updated 2026-08-18 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®), affiliated with Silver Door Realty, LLC (License #CQ1064903)
A sale my house calculator skips one real cost entirely: your prorated share of Florida property taxes at closing. Florida's own discount schedule runs from 4% off in November down to 0% by March, so the same house can carry a different tax number depending on when it closes. Cash Flow Deals is one option that locks your net number regardless of the closing month.
| [Cash Flow Deals](/) | Traditional Listing | |
|---|---|---|
| Timeline | 7-21 days, you pick the closing date | 30-90+ days, tied to a buyer's financing |
| Repairs | None required before closing; net price locked before repairs are scoped | Often required after a buyer's inspection |
| Fees/Costs | Flat fee built into one net price, regardless of closing month | Property tax proration shifts the number depending on the month you close |
| Certainty | Net price does not depend on your closing month | Proration amount depends on Florida's monthly discount schedule |
The Line Most Calculators Never Ask About
So why does a sale my house calculator skip property taxes almost entirely? Because most calculators are built for a national audience, and property tax billing cycles vary by state. A generic tool covers commission (5% to 6%), closing costs (1% to 3%), and seller concessions (0% to 2%), then stops.
Property taxes do not stop at the calculator's edge. They get prorated at closing between you and the buyer based on the exact closing date, and in Florida that proration interacts directly with the state's own early-payment discount schedule.
Florida's Discount Schedule Changes Your Number by the Month
Under Florida Statute 197.162, property taxes carry a real discount for paying early: 4% off in November, 3% in December, 2% in January, 1% in February, and 0% in March, with the bill becoming delinquent after April 1. A house that closes in November can prorate against a tax bill that already reflects a 4% discount. The same house closing in March prorates against the full, undiscounted amount - the month you close changes your number, not just your sale price.
Cash Flow Deals is a Florida real estate investor that locks in a net price for a seller's house before repairs are scoped, using a novation-based, flat-fee process arranged through its licensed FL brokerage partner, Silver Door Realty - not a traditional listing, and not a brokerage itself.
Think of the discount schedule like an early-bird ticket price: the same seat, a different price depending on the calendar date you buy it, except here the county sets the schedule, not a ticket vendor.
Get a Number That Does Not Depend on Your Closing Month
You should not have to time your closing date around a county discount schedule just to protect your number.
Cash Flow Deals Offer Process:
1. Cash Flow Deals reviews your house and returns a written net-price offer, with property tax proration already handled, typically within 24 to 48 hours.
2. Its licensed FL brokerage partner, Silver Door Realty, confirms exactly how the proration was calculated for your specific closing date.
3. You pick the closing date - as soon as 10 business days out, or later if you need more time.
The one exception: if something structural surfaces that was not visible or disclosed before we signed - foundation issues, hidden moisture, old wiring, cast-iron drain failure - we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
Check your own county's tax bill first if you want the exact discount tier. Just know a generic calculator will not do that math for you.
Common questions
Does a sale my house calculator include property tax proration?
No. Most calculators cover commission, closing costs, and concessions, then stop. Property tax proration depends on your exact closing date and is calculated separately.
How does Florida's property tax discount schedule work?
Under Florida Statute 197.162, early payment earns a discount: 4% in November, 3% in December, 2% in January, 1% in February, and 0% in March, with taxes delinquent after April 1.
Can I get a number that doesn't depend on my closing month?
Yes. Cash Flow Deals can return a written net-price offer with proration already handled for your specific closing date, typically within 24 to 48 hours.
Keep reading
What this means for your options
Every path to selling a house has real tradeoffs. Cash Flow Deals is built for the middle: faster than a traditional listing, more money than a cash investor.
Wait and see
Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.
List with a traditional agent
Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.
Sell to Cash Flow Deals
No repairs, no showings, no financing contingency on your side — our novation structure connects you with a bank-financed buyer at a price locked at signing. Usually within one business day.
See your selling options before you decide anything.