Closing Cost Calculator for Seller: The Exact Number Inside the 1-3% Range

One Range, Four Different Costs

So what is actually inside a seller's 1% to 3% closing cost range? Four separate categories bundled into one number: title insurance, escrow or attorney fees, notary fees, and transfer tax. Each one is priced differently, and only one of them is fixed by state law rather than negotiated with a vendor.

Commission sits outside that range entirely, at 5% to 6% of sale price on top. Seller concessions, if a buyer asks for repair credits, typically run 0% to 2% more. None of those numbers is the transfer tax specifically, even though a generic calculator lumps transfer tax into the same 1% to 3% bucket as everything else. Run your own sale price through all four categories separately and the total looks different than the blended range implies.

Florida's Exact Number Inside the Range

Florida's transfer tax is not a range. It is $0.70 per $100 of sale price statewide under Florida Statute 201.02(1)(a), or $0.60 per $100 in Miami-Dade County under Florida Statute 201.031, with no surtax on a single-family transfer. On a $350,000 sale, that is $2,450 outside Miami-Dade, a number you can calculate exactly, unlike the title and escrow fees sitting next to it in the same generic bucket.

With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. With Premium, your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. With Premium, only what the buyer's lender requires gets fixed, with repair costs settled from the sale proceeds out of our share; with Fast Cash, you sell as-is without making repairs. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. If the Premium buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number instead of the Premium Cash Offer.

Think of the 1% to 3% range like a restaurant check split four ways with only one exact receipt: you can see the total, but you cannot see which of the four people actually owes what until someone itemizes it.

Get the Itemized Number, Not the Range

You should not have to guess which piece of a 1% to 3% range actually applies to your closing.

Cash Flow Deals Offer Process:

1. Cash Flow Deals reviews your house and returns a written net-price offer with closing costs itemized, not blended, typically within 24 to 48 hours.

2. Its licensed FL brokerage partner, Silver Door Realty, walks you through exactly what the transfer tax, title work, and any other line item cost.

3. You close in 45 days or less, on a date you help pick.

The one exception: if something structural surfaces that was not visible or disclosed before we signed - foundation issues, hidden moisture, old wiring, cast-iron drain failure - we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

Use the 1% to 3% range first if you want a rough starting point. Just know Florida's transfer tax inside it is exact, not a range at all.