Silver Door Realty vs. a Traditional Buyer's Agent: Who Represents You

4 min read · Last updated 2026-08-03 · Reviewed by Joseph Mena, CFO of Cash Flow Deals. · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®)

A traditional buyer's agent works only for the buyer, and Florida buyers must sign a written agreement with that agent before touring a home, a rule that took effect August 17, 2024 under the NAR Sitzer/Burnett settlement. With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. Your Premium sale may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings. Ask Silver Door Realty exactly what role it plays in your sale before signing anything.

Factor	Traditional Listing	Cash Flow Deals
Timeline	Buyer's agent signs a written agreement with the buyer before touring, then negotiates on the buyer's behalf, adding a scheduling and negotiation layer.	Silver Door Realty arranges the price directly with the seller before a buyer is even matched to the house.
Repairs	Buyer's agent negotiates repair credits aggressively for the buyer, since that is who the agent represents, and the seller's net can move.	You choose between the Fast Cash Offer and the Premium Cash Offer. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. Fast Cash buys your house as-is; Premium fixes only what your buyer's lender requires, with repair costs settled from the sale proceeds from our share and nothing out of your pocket.
Fees / Costs	Buyer's agent fee is negotiable and disclosed in writing since August 17, 2024, typically paid at closing out of the transaction.	Cash Flow Deals is paid as a separate line item on the closing statement.

What a Traditional Buyer's Agent Actually Does

A buyer's agent represents the buyer, not the seller. That agent finds homes, schedules showings, and negotiates price and terms in the buyer's favor. Since the practice changes took effect, a buyer has to sign a written agreement with that agent before touring a home, spelling out how the agent gets paid. A seller working with a traditional buyer's agent across the table should assume that agent is negotiating hard for the other side, because that is the agent's job.

What Changed for Buyer Representation on August 17, 2024

The NAR Sitzer/Burnett settlement took effect nationwide on August 17, 2024. MLS listings can no longer show what a seller will pay a buyer's agent. Buyer's agents must now get a signed, written agreement from a buyer before showing homes, and the fee in that agreement is negotiable rather than fixed. A Florida seller today is negotiating against a buyer's agent operating under these written-agreement rules, not the informal arrangement that existed before the settlement.

Cash Flow Deals' Process

Cash Flow Deals' process runs in four steps. 1. Request your walkthrough and compare the Fast Cash Offer, where we buy your house as-is and close, with the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose. 2. Review your number with Cash Flow Deals before signing. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. 3. If you choose Premium, Cash Flow Deals brings that real buyer, and your home may be listed through Silver Door Realty with a licensed agent and scheduled showings. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. Only what the buyer's lender requires gets fixed, with costs covered up front and settled from the sale proceeds from our share. With Fast Cash, we buy as-is, with no repairs for you to make. If the buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number alongside your Premium Cash Offer choice. 4. Close with your chosen buyer. On Premium, the buyer signs a new contract directly with you, title transfers once from you to that buyer, and their lender funds the purchase. We are paid as a separate line item on the closing statement.

Silver Door Realty's Role in a Cash Flow Deals Sale

Cash Flow Deals is a Florida real estate investor offering you a choice: the Fast Cash Offer, where we buy your house as-is and close, or the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. For Premium, your home may be listed through our licensed Florida brokerage partner, Silver Door Realty, with a licensed agent and scheduled showings. Cash Flow Deals is not itself a brokerage. Silver Door Realty, LLC holds Florida Corporation License CQ1064903. Camilo Palacio, FL Real Estate License #3280644, REALTOR with NRDS #279584578, is affiliated with Silver Door Realty and is the reviewed-by agent on the process. Joseph Mena, who owns Cash Flow Deals, is not a licensed real estate agent. Ask Silver Door Realty directly, in writing, which representation relationship applies to your specific sale. A licensed FL real estate attorney can review that disclosure and confirm exactly what it means before you sign.

Questions to Ask Before You Sign

Ask any buyer's agent for their written buyer agreement and how their fee is structured. Ask Silver Door Realty what representation relationship applies to your sale and get it in writing. When comparing the Fast Cash Offer and the Premium Cash Offer, ask what you receive after anything owed is settled and how repair costs are handled. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. These are the same questions you can ask in any transaction to understand your choices before signing.

Common questions

Does Silver Door Realty represent me or the buyer?

Silver Door Realty is the licensed FL brokerage through which your home may be listed for Cash Flow Deals' Premium Cash Offer, with a licensed agent and scheduled showings. You choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. Ask Silver Door Realty directly, in writing, which specific representation relationship applies to your sale, and confirm it with a licensed FL real estate attorney if you want independent review.

Do I still need my own real estate attorney if I sell through Cash Flow Deals?

Nothing stops a seller from having a licensed FL real estate attorney review any disclosure or contract before signing, and it is a reasonable step if a seller wants independent confirmation of the representation relationship or contract terms.

What is Camilo Palacio's role in a Cash Flow Deals sale?

Camilo Palacio is a licensed Florida real estate agent, FL License #3280644, REALTOR with NRDS #279584578, affiliated with Silver Door Realty, and is the reviewed-by agent on Cash Flow Deals' process.

Did the NAR settlement change how sellers deal with buyer's agents?

Yes. Since August 17, 2024, a buyer's agent must have a signed written agreement with the buyer before touring homes, and that agent's fee is negotiable, not fixed.

What happens if repairs come up after I sign with Cash Flow Deals?

The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.