Silver Door Realty vs. a Traditional Buyer's Agent: Who Represents You
2 min read · Last updated 2026-08-03 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®)
A traditional buyer's agent works only for the buyer, and Florida buyers must sign a written agreement with that agent before touring a home, a rule that took effect August 17, 2024 under the NAR Sitzer/Burnett settlement. Cash Flow Deals works through Silver Door Realty, its licensed FL brokerage partner, to arrange a locked net price directly with the seller, so ask Silver Door Realty exactly what role it plays in your sale before signing anything.
| Factor | Traditional Listing | Cash Flow Deals |
|---|---|---|
| Timeline | Buyer's agent signs a written agreement with the buyer before touring, then negotiates on the buyer's behalf, adding a scheduling and negotiation layer. | Silver Door Realty arranges the flat-fee price directly with the seller before a buyer is even matched to the house. |
| Repairs | Buyer's agent negotiates repair credits aggressively for the buyer, since that is who the agent represents, and the seller's net can move. | Net price locked before repairs are scoped, so the seller's number does not move for ordinary repair items. |
| Fees / Costs | Buyer's agent fee is negotiable and disclosed in writing since August 17, 2024, typically paid at closing out of the transaction. | Silver Door Realty's flat fee for the arranged process is one disclosed line item on the closing statement. |
What a Traditional Buyer's Agent Actually Does
A buyer's agent represents the buyer, not the seller. That agent finds homes, schedules showings, and negotiates price and terms in the buyer's favor. Since the practice changes took effect, a buyer has to sign a written agreement with that agent before touring a home, spelling out how the agent gets paid. A seller working with a traditional buyer's agent across the table should assume that agent is negotiating hard for the other side, because that is the agent's job.
What Changed for Buyer Representation on August 17, 2024
The NAR Sitzer/Burnett settlement took effect nationwide on August 17, 2024. MLS listings can no longer show what a seller will pay a buyer's agent. Buyer's agents must now get a signed, written agreement from a buyer before showing homes, and the fee in that agreement is negotiable rather than fixed. A Florida seller today is negotiating against a buyer's agent operating under these written-agreement rules, not the informal arrangement that existed before the settlement.
Cash Flow Deals' Process
Cash Flow Deals' process runs in four steps. 1. Request your net-price walkthrough. Cash Flow Deals prices the house against what a real buyer's lender will approve. 2. Sign for a locked net price with Cash Flow Deals, set before repairs are scoped. 3. Cash Flow Deals connects the house to a real FHA or conventional homebuyer, arranged through Silver Door Realty. 4. Close in one signing, with title transferring once, directly from seller to buyer.
Silver Door Realty's Role in a Cash Flow Deals Sale
Cash Flow Deals is a Florida real estate investor that locks in a net price for a seller's house before repairs are scoped, using a novation-based, flat-fee process arranged through its licensed FL brokerage partner, Silver Door Realty — not a traditional listing, and not a brokerage itself. Silver Door Realty, LLC holds Florida Corporation License CQ1064903. Camilo Palacio, FL Real Estate License #3280644, REALTOR with NRDS #279584578, is affiliated with Silver Door Realty and is the reviewed-by agent on the process. Joseph Mena, who owns Cash Flow Deals, is not a licensed real estate agent. A seller should ask Silver Door Realty directly, in writing, which representation relationship applies to a specific sale. A licensed FL real estate attorney can review that disclosure and confirm exactly what it means before a seller signs.
Questions to Ask Before You Sign
Ask any buyer's agent for their written buyer agreement and how their fee is structured. Ask Silver Door Realty what representation relationship applies to your sale and get it in writing. Ask whether the number on the page is a locked net price or a starting offer that can still move. None of these questions are confrontational, they are the same questions a careful seller asks in any transaction, traditional or not.
Common questions
Does Silver Door Realty represent me or the buyer?
Silver Door Realty is the licensed FL brokerage that arranges Cash Flow Deals' flat-fee, novation-based process. Ask Silver Door Realty directly, in writing, which specific representation relationship applies to your sale, and confirm it with a licensed FL real estate attorney if you want independent review.
Do I still need my own real estate attorney if I sell through Cash Flow Deals?
Nothing stops a seller from having a licensed FL real estate attorney review any disclosure or contract before signing, and it is a reasonable step if a seller wants independent confirmation of the representation relationship or contract terms.
What is Camilo Palacio's role in a Cash Flow Deals sale?
Camilo Palacio is a licensed Florida real estate agent, FL License #3280644, REALTOR with NRDS #279584578, affiliated with Silver Door Realty, and is the reviewed-by agent on Cash Flow Deals' process.
Did the NAR settlement change how sellers deal with buyer's agents?
Yes. Since August 17, 2024, a buyer's agent must have a signed written agreement with the buyer before touring homes, and that agent's fee is negotiable, not fixed.
What happens if repairs come up after I sign with Cash Flow Deals?
The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.