Do You Pay Realtor Fees When Selling to a Cash Buyer in Florida?
Last updated 2026-06-05 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®)
No. When you sell directly to a cash buyer in Florida, you do not pay realtor commission, because the home is never listed on the MLS and no listing or buyer agent is involved. With Cash Flow Deals there is no agent commission at all. CFD is paid as its own separate line on the closing statement, and the service is free to you as the seller.
| Dimension | Cash Flow Deals | MLS Agent | Cash Investor / iBuyer |
|---|---|---|---|
| Realtor commission | None (no MLS listing) | Typically a percentage of sale price, paid by seller | None on a direct sale, but offer is usually discounted |
| Who pays the agent | No agent involved | Seller, at closing | No agent, but investor builds margin into the price |
| Cost to seller | Free | Commission plus possible concessions | Free, but lower net offer |
| How the service is paid | Separate line on the closing statement | Commission line on the closing statement | Built into the buyer's discount |
| Condition required | Sell as-is, no repairs | Often repairs or staging to compete | Sell as-is |
| Price certainty | Price locked at signing | Can change with offers and inspections | Can be re-traded after inspection |
| Title transfer | One transfer via Title Guaranty of South Florida | Standard title and escrow | Varies by buyer |
Why there is no realtor commission on a direct sale
Realtor commission exists because of the MLS. When you list a home, a listing agent markets it and a buyer's agent brings the buyer, and the seller pays both out of the proceeds at closing. A direct sale skips that entire structure. There is no listing, no MLS, and no buyer's agent, so there is no commission to pay. With Cash Flow Deals you are connected straight to a real, bank-financed buyer. Nobody is acting as your listing agent and nobody is acting as the buyer's agent, so the commission line that usually eats into your proceeds simply is not there. That is the core reason a direct sale can leave more in your pocket even when the headline price looks similar.
How Cash Flow Deals gets paid instead
Cash Flow Deals is free for sellers. We do not charge you a commission and we do not take a percentage of your sale price. Instead, CFD is paid as its own separate line item on the closing statement, handled at the closing table, not deducted as an agent fee against your side of the deal. Because it is its own line, you can see exactly what it is and what it is for. Nothing is hidden inside a commission percentage. The buyer is bank-financed and real, the price you agree to is the price that holds, and the CFD line is spelled out in writing before you ever sign. You are never asked to write a check up front.
Price locked at signing, no re-trade
One common trap with some cash investors is the re-trade: they make a strong offer, then lower it after the inspection. Cash Flow Deals does not work that way. The price is locked at signing. You agree to a number, you sign, and that number is what carries to closing. You also sell as-is, which means you are not paying for repairs, staging, or updates to make the home compete on the open market. For a seller who wants certainty, this matters as much as the commission question. A price you can count on, with no agent fee skimming the top, is the practical difference between a clean exit and a stressful one.
One title transfer through Title Guaranty of South Florida
Cash Flow Deals closes through a single title transfer handled by Title Guaranty of South Florida. One transfer means one clean closing, with the title company verifying ownership, clearing the title, and recording the deed. You are not bounced through a chain of intermediate buyers. Working with one established South Florida title company keeps the closing statement readable and keeps every dollar accounted for, including the separate CFD line. When you can read the closing statement and see there is no commission line, the no-realtor-fees answer stops being a promise and becomes something you can verify on paper before you sign.
What this means for your bottom line
The number that matters is what you walk away with, not the sticker price. On an MLS sale, the commission comes out of your proceeds, and you may also cover repairs or buyer concessions to get the deal done. On a discounted cash-investor offer, there is no commission but the offer itself is lower, so the discount does the same work the commission would have. Cash Flow Deals removes the commission entirely, keeps the service free to you, prices as-is with the number locked at signing, and shows the CFD line openly at closing. Call 786-891-9111 to see your numbers, then read them on the closing statement before you commit.
Common questions
Do I pay any realtor commission when I sell to Cash Flow Deals?
No. There is no MLS listing and no agent on either side, so there is no realtor commission. Cash Flow Deals is free for sellers and is paid as a separate line on the closing statement instead.
If CFD is free, how does Cash Flow Deals make money?
Cash Flow Deals is paid as its own line item on the closing statement at the closing table. It is spelled out in writing before you sign and is not a percentage taken out of your proceeds the way agent commission is.
Can the price change after I sign?
No. The price is locked at signing. You sell as-is, so there are no repair costs, and the agreed number is what carries through to closing without an inspection re-trade.
Who handles the closing and title work?
Title Guaranty of South Florida handles the closing through a single title transfer. They verify ownership, clear the title, and record the deed, so the whole sale moves through one clean closing.
Is selling to a cash buyer cheaper than listing with an agent?
It removes the commission, which on an MLS sale comes out of your proceeds. What matters is your net at closing. A direct sale with no commission and no repairs often leaves more in your pocket even when the headline price looks similar.