Selling a House That Needs a New Roof

Start With the Roof's Known Condition

Before you spend money on a roof for the sale, put the information you already have in one place. Use an existing roofer's report or estimate if you have one. Add any records of repairs you've completed.

Keep a contractor's recommendation separate from a lender's repair requirement. For a buyer using FHA financing, the appraiser checks the property against HUD Handbook 4000.1 Minimum Property Requirements and can flag a roof in poor condition as a required repair for that loan. Ask what work is required for the proposed purchase before you approve a replacement. Don't treat the phrase needs a new roof as a complete repair scope.

Compare Who Takes On the Roof Work

Cash Flow Deals presents the Fast Cash Offer and Premium Cash Offer together. You choose.

1. Fast Cash Offer: Cash Flow Deals buys your house as-is and closes. You don't have roof repairs to make. Our team completes one walk-through. The inspection period is 15 business days, and closing is in 30 business days. You help pick the date.

2. Premium Cash Offer: More money. A pre-approved FHA or conventional buyer we already have, ready to go, buys directly from you. You sign with us at an agreed number and give us permission to bring a buyer in our place. That buyer signs a new contract directly with you. Title transfers once, from you to the buyer, and their lender funds the purchase. The inspection period is 30 business days. Closing is in 45 to 60 business days, or 2 to 3 months, on a date you help pick.

3. Premium repair scope: We cover repair costs, and we figure out a way, so nothing comes out of your pocket. Only what the buyer's lender requires gets fixed. Those costs are fronted and settled from the sale proceeds. Ask for the roof work required for that purchase before any work begins.

Read the Written Number and Its Structural Exception

For both the Fast Cash Offer and Premium Cash Offer from Cash Flow Deals, read the agreed number and structural exception together. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

The Fast Cash Offer is an as-is sale to Cash Flow Deals with no repairs for you to make. Inspection: 15 business days. Closing: 30 business days; the seller helps pick the date.

Premium Cash Offer: More money. A pre-approved FHA or conventional buyer we already have buys directly from you. Only lender-required work gets fixed. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. Inspection: 30 business days. Closing: 45 to 60 business days (2 to 3 months); the seller helps pick the date.

If your buyer's loan falls through, that is our problem, not yours. You can still take our Fast Cash Offer, at its own number.

Nothing is binding until a written contract is signed by both sides; you can take it to an attorney first.