How Much Do You Actually Net Selling to a Flat-Fee Buyer in Florida?
2 min read · Last updated 2026-08-03 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®)
Your net is whatever's left after every cost comes out, and that number is smaller than most sellers expect. Cash Flow Deals is one option that locks the net number before repairs even get scoped, instead of subtracting fees from the sale price at the end. A traditional Florida listing nets less than the sale price after a negotiable commission plus 3.26% to 3.27% in closing costs, and often loses more to repair credits after inspection.
| Factor | Traditional Listing | Cash Flow Deals |
|---|---|---|
| Timeline | Florida's market slowed through 2025, and net gets calculated only after commission and closing costs come out at the closing table. | Net number locked upfront with Cash Flow Deals, before the timeline even starts, so what you see is what you plan around. |
| Repairs | Buyer's inspection often forces a credit or price cut that lowers the net further, on top of commission. | Net price locked before repairs are scoped, so a repair finding doesn't shrink the number after the fact. |
| Fees / Costs | Realtor commission is negotiable and no longer posted on the MLS since the NAR Sitzer/Burnett settlement took effect August 17, 2024, and averages around 5.57% of sale price nationally, plus 3.26% to 3.27% in other FL seller closing costs. | One flat fee, paid at closing as a line item, arranged through Cash Flow Deals' licensed brokerage partner Silver Door Realty. No commission stack. |
What 'Net' Actually Means
Net is what lands in the seller's account after every cost comes out: commission, closing costs, prorated taxes, title fees, and any repair credit given during inspection. Sale price and net price are not the same number, and the gap between them is where most sellers get surprised. Cash Flow Deals starts from the net number instead of the sale price, and locks that number before repairs even get scoped.
What a Traditional Listing Actually Costs to Get to Net
Florida seller closing costs, not counting commission, average 3.26% to 3.27% of the sale price, covering items like title-related fees, documentary stamp tax, and prorated property taxes. Realtor commission stacks on top of that, and it is fully negotiable: the NAR Sitzer/Burnett settlement took effect August 17, 2024, ending the practice of posting buyer-agent compensation on the MLS. Combined, total seller-side costs on a traditional sale, commission included, commonly land between 6% and 10% of the sale price, before a buyer's inspection findings force any additional credit on top of that. On any given house, that percentage range is real money left on the table before the seller ever sees a net number.
Cash Flow Deals' Process for Locking Your Net Number
1. Request your net-price walkthrough with Cash Flow Deals so the number gets set before anything else happens. 2. Cash Flow Deals reviews the house and the seller's disclosed condition, then locks a net price against that. 3. Cash Flow Deals matches the house with a real FHA or conventional buyer whose own lender funds the purchase. 4. The seller's flat fee comes out at closing as one line item, and the net number holds unless something structural surfaces that nobody knew about.
What Can Still Change the Number
The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. Outside of that one case, the net number a seller agrees to with Cash Flow Deals is the number that shows up at closing.
What Cash Flow Deals Actually Is
Cash Flow Deals is a Florida real estate investor that locks in a net price for a seller's house before repairs are scoped, using a novation-based, flat-fee process arranged through its licensed FL brokerage partner, Silver Door Realty — not a traditional listing, and not a brokerage itself. That locked-first structure is the entire reason the net number stops moving after the seller signs.
Common questions
Is the net number Cash Flow Deals gives me before or after fees?
After. It's the number that lands in the seller's account, with the flat fee already accounted for as a closing-statement line item, not a separate deduction the seller has to calculate on their own.
How much does a traditional listing actually cost in Florida?
Non-commission closing costs average 3.26% to 3.27% of the sale price in Florida. Add a negotiable realtor commission, which nationally averages around 5.57% of sale price, and total seller-side cost commonly lands between 6% and 10% of price before any inspection-driven repair credit.
Did realtor commissions change recently in Florida?
Commissions have always technically been negotiable, but the NAR Sitzer/Burnett settlement, effective August 17, 2024, banned posting buyer-agent compensation on the MLS and requires buyers to sign a written agreement with their own agent before touring homes. That shifted how commission gets discussed and negotiated on every sale, Florida included.
Does Cash Flow Deals' net number include the flat fee already?
Yes. The flat fee is arranged through Cash Flow Deals' licensed FL brokerage partner, Silver Door Realty, and shows up as its own line item on the closing statement. It is not layered on top of the net number the seller was quoted.