How Much Do You Actually Net Selling to a Flat-Fee Buyer in Florida?

Published by Cash Flow Deals · Last updated 2026-08-03 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®), affiliated with Silver Door Realty, LLC (License #CQ1064903) · 4 min read

Your net is what you receive after every cost comes out. Cash Flow Deals gives you a choice: the Fast Cash Offer, where we buy your house as-is and close, or the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. On either offer, the number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. A traditional Florida listing nets less than the sale price after a negotiable commission plus 3.26% to 3.27% in closing costs, and repair credits after inspection can reduce your net further.

Factor	Traditional Listing	Cash Flow Deals
Timeline	Florida's market slowed through 2025, and net gets calculated only after commission and closing costs come out at the closing table.	Compare your net with the Fast Cash Offer and the Premium Cash Offer, then choose. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
Repairs	Buyer's inspection often forces a credit or price cut that lowers the net further, on top of commission.	With the Fast Cash Offer, we buy your house as-is. With the Premium Cash Offer, only what your buyer's lender requires gets fixed. We cover repair costs, and we figure out a way, so nothing comes out of your pocket; Premium repair costs are settled from the sale proceeds, from our share. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
Fees / Costs	Realtor commission is negotiable and no longer posted on the MLS since the NAR Sitzer/Burnett settlement took effect August 17, 2024, and averages around 5.57% of sale price nationally, plus 3.26% to 3.27% in other FL seller closing costs.	Cash Flow Deals is paid as a separate line item on the closing statement. No commission stack.

What 'Net' Actually Means

Your net is what lands in your account after every cost comes out: commission, closing costs, prorated taxes, title fees, and any repair credit given during inspection. Your sale price and net are different amounts, so compare what you would actually receive. Cash Flow Deals shows you the Fast Cash Offer and the Premium Cash Offer together, and you choose. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. With Premium, only what your buyer's lender requires gets fixed; those costs are settled from the sale proceeds, from our share. With Fast Cash, we buy your house as-is, with no repairs for you to make.

What a Traditional Listing Actually Costs to Get to Net

Florida seller closing costs, not counting commission, average 3.26% to 3.27% of the sale price, covering items like title-related fees, documentary stamp tax, and prorated property taxes. Realtor commission stacks on top of that, and it is fully negotiable: the NAR Sitzer/Burnett settlement took effect August 17, 2024, ending the practice of posting buyer-agent compensation on the MLS. Combined, total seller-side costs on a traditional sale, commission included, commonly land between 6% and 10% of the sale price, before a buyer's inspection findings force any additional credit on top of that. On any given house, that percentage range is real money left on the table before the seller ever sees a net number.

How You Compare Your Two Offers and Agree on Your Net

At step 1, request your written offers with Cash Flow Deals and tell us about your house. At step 2, we review its condition with you and present the Fast Cash Offer and the Premium Cash Offer together. You choose whether we buy your house as-is and close, or a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. At step 3, if you choose Premium, your buyer signs a new contract directly with you, and their lender funds the purchase. We cover repair costs, and we figure out a way, so nothing comes out of your pocket; only what the buyer's lender requires gets fixed, with repair costs settled from the sale proceeds, from our share. At step 4, anything owed against the house is paid from the sale proceeds, you receive your agreed net subject to that structural exception, and we are paid last as a separate line item on the closing statement. If your Premium Cash Offer buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number.

What Can Still Change the Number

The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. Outside of that one case, the net number a seller agrees to with Cash Flow Deals is the number that shows up at closing.

What Cash Flow Deals Actually Is

With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. Cash Flow Deals is a Florida real estate investor, and your Premium home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings. Your Premium buyer signs directly with you, title transfers directly from you to that buyer, and we are paid as a separate line item on the closing statement.

Common questions

Is the net number Cash Flow Deals gives me before or after fees?

After. It's the number that lands in the seller's account, with Cash Flow Deals' fee already accounted for as a closing-statement line item, not a separate deduction the seller has to calculate on their own.

How much does a traditional listing actually cost in Florida?

Non-commission closing costs average 3.26% to 3.27% of the sale price in Florida. Add a negotiable realtor commission, which nationally averages around 5.57% of sale price, and total seller-side cost commonly lands between 6% and 10% of price before any inspection-driven repair credit.

Did realtor commissions change recently in Florida?

Commissions have always technically been negotiable, but the NAR Sitzer/Burnett settlement, effective August 17, 2024, banned posting buyer-agent compensation on the MLS and requires buyers to sign a written agreement with their own agent before touring homes. That shifted how commission gets discussed and negotiated on every sale, Florida included.

Does Cash Flow Deals' net number include its fee already?

Yes. Cash Flow Deals is paid as a separate line item on the closing statement. It is not layered on top of the net number the seller was quoted.