Florida Closing Cost Calculator
Florida documentary stamp tax on the deed is calculated at $0.70 per $100 of sale price (or fraction thereof) under F.S. 201.02, statewide. Miami-Dade County uses $0.60 per $100 on the deed plus a $0.45 per $100 surtax (F.S. 201.031) — but single-family homes are exempt from the Miami-Dade surtax.
Florida seller closing costs typically include the documentary stamp tax on the deed, owner's title insurance (FL OIR promulgated rate: roughly $5.75 per $1,000 up to $100,000, then $5.00 per $1,000 to $1,000,000), title search, closing fee, deed recording, and a municipal lien search. Use the calculator below for a county-specific estimate. These are estimates only — not tax or legal advice. Confirm exact figures with your Florida title company or attorney.
Estimate your Florida seller closing costs by county: documentary stamp tax on the deed, owner's title insurance, and settlement fees, including the Miami-Dade surtax rule.
Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (FL License #3280644). About the reviewer
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Sale price minus payoff and estimated closing costs. No listing commission. CFD fee is a separate closing line, not taken from the seller.
