Cash Flow Deals

How Much Can I Sell My House For? The Sale Price Isn't the Net Number

Published by Cash Flow Deals · Last updated 2026-08-18 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®), affiliated with Silver Door Realty, LLC (License #CQ1064903)

Brown and white house with palm trees and a green lawn in Florida
Photo: Sieuwert Otterloo / Unsplash · Reviewed by Joseph Mena, CFO of Cash Flow Deals.

Your sale price and the number you walk away with are two different figures. On a $200,000 Florida sale, a national calculator shows $43,500 in total selling costs, leaving $156,500 net, and Florida's own transfer tax adds a fixed line item most estimates blur into one percentage. With Cash Flow Deals, you can compare written numbers for the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose which offer fits you.

[Cash Flow Deals](/)Traditional Listing
Timeline45 days or less, on a date you help pick30-90+ days, dependent on buyer financing
RepairsNo repairs for you to make with the Fast Cash Offer; with the Premium Cash Offer, only lender-required repairs get fixed, with costs covered and settled from the sale proceeds, so nothing comes out of your pocket.Often required to satisfy inspection or appraisal conditions
Fees/CostsYou get the amount you agree to, and we'll handle any costs on top of that5-6% agent commission deducted from proceeds at closing
Net NumberOne written net price, given directly to youSale price minus a shifting list of fees and taxes you estimate yourself

What a National Calculator Actually Subtracts

So where does the other $43,500 go on a $200,000 sale? A national home-sale calculator splits it into agent fees ($12,000), staging and prep ($8,000), seller concessions ($4,000), and title, escrow, and transfer tax ($6,000), landing you at $156,500 net. That's a real breakdown, and it tells you sellers typically keep somewhere around 85-90% of the final sale price, with closing costs running 6-10% overall.

Most of that list moves with the market, your agent, and your home's condition. One line on it doesn't move at all. Florida sets it by formula, not estimate.

The One Cost Florida Law Fixes by Formula

Florida charges a documentary stamp tax on every deed at closing: 70 cents for every $100 of your sale price, or portion thereof, under the rate set by the Florida Department of Revenue. On a $200,000 sale that's $1,400, a number you can calculate yourself before you ever list, not a percentage a calculator guesses at.

Miami-Dade County is the one exception. Its base rate drops to 60 cents per $100, though a county surtax of 45 cents per $100 applies to most property types other than a single-family home. If you're selling a single-family house in Miami-Dade, the surtax doesn't apply to you at all.

Turning the Breakdown Into One Number

You don't need to reconcile a cost breakdown against a tax formula before you know what you'll walk away with. Compare two written offers tied to your actual house, and choose the one that fits you.

With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. On Premium, your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings.

We cover repair costs, and we figure out a way, so nothing comes out of your pocket. With Premium, only what your buyer's lender requires gets fixed, with repair costs settled from the sale proceeds out of our share. With Fast Cash, you sell as-is without making repairs.

Cash Flow Deals' Offer Process:

1. Request a no-obligation review from Cash Flow Deals and get written numbers for both offers back within 24 hours.

2. Compare the Fast Cash Offer and the Premium Cash Offer, choose your path, and review the purchase agreement. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. Nothing is binding until both sides sign the written contract; you can review it with an attorney first.

3. Cash Flow Deals can close in 45 days or less, on a date you help pick. On Premium, your buyer signs a new contract directly with you, title transfers directly to them, and their lender funds the purchase. We are paid as a separate line item on the closing statement.

If your Premium buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number. You can compare the Fast Cash Offer and the Premium Cash Offer before deciding.

A cost breakdown tells you what gets subtracted. Your written offers help you compare what's left.

Common questions

How much of my Florida home's sale price do I actually keep?

It depends on the sale, but a national calculator's sample breakdown shows a $200,000 sale netting $156,500 after $43,500 in agent fees, staging, concessions, and title/escrow/transfer costs, meaning sellers typically keep around 85-90% of the final sale price with closing costs running 6-10% overall.

What is Florida's documentary stamp tax on a home sale?

Florida charges 70 cents per $100 of the sale price, or portion thereof, on the deed at closing, statewide, under the rate set by the Florida Department of Revenue.

How is Miami-Dade County's transfer tax different?

Miami-Dade's base documentary stamp rate is 60 cents per $100 instead of 70 cents, but the county adds a 45-cents-per-$100 surtax on most property types. That surtax does not apply to a single-family home.

How do I get a real number instead of a cost estimate?

By requesting a written offer instead of running a calculator. Cash Flow Deals provides a written net-price offer, typically within 24 hours of a review request, before any repair scope is discussed.

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What this means for your options

A value estimate is a starting point, not a guaranteed number.

Wait and see

Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.

List with a traditional agent

Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.

Sell to Cash Flow Deals

Two offers for your house, Fast Cash or Premium Cash, and you choose. Cash: Cash Flow Deals buys the house as-is and closes. Premium: More money. A pre-approved FHA or conventional buyer we already have buys directly from you.

See your selling options before you decide anything.

Start with your address. Decide after you see the path.

No obligation. See what CFD can do first.