How Much Can I Sell My House For? The Sale Price Isn't the Net Number
Published by Cash Flow Deals · Last updated 2026-08-18 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®), affiliated with Silver Door Realty, LLC (License #CQ1064903)
Your sale price and the number you walk away with are two different figures. On a $200,000 Florida sale, a national calculator shows $43,500 in total selling costs, leaving $156,500 net, and Florida's own transfer tax adds a fixed line item most estimates blur into one percentage. Cash Flow Deals is one option Florida sellers use to get a single written number instead of a breakdown to untangle.
| [Cash Flow Deals](/) | Traditional Listing | |
|---|---|---|
| Timeline | 7-21 days, seller picks the closing date | 30-90+ days, dependent on buyer financing |
| Repairs | None required; net price locked before repairs are scoped | Often required to satisfy inspection or appraisal conditions |
| Fees/Costs | No agent commission; flat fee built into the net price | 5-6% agent commission deducted from proceeds at closing |
| Net Number | One written net price, given directly to you | Sale price minus a shifting list of fees and taxes you estimate yourself |
What a National Calculator Actually Subtracts
So where does the other $43,500 go on a $200,000 sale? A national home-sale calculator splits it into agent fees ($12,000), staging and prep ($8,000), seller concessions ($4,000), and title, escrow, and transfer tax ($6,000), landing you at $156,500 net. That's a real breakdown, and it tells you sellers typically keep somewhere around 85-90% of the final sale price, with closing costs running 6-10% overall.
Most of that list moves with the market, your agent, and your home's condition. One line on it doesn't move at all. Florida sets it by formula, not estimate.
The One Cost Florida Law Fixes by Formula
Florida charges a documentary stamp tax on every deed at closing: 70 cents for every $100 of your sale price, or portion thereof, under the rate set by the Florida Department of Revenue. On a $200,000 sale that's $1,400, a number you can calculate yourself before you ever list, not a percentage a calculator guesses at.
Miami-Dade County is the one exception. Its base rate drops to 60 cents per $100, though a county surtax of 45 cents per $100 applies to most property types other than a single-family home. If you're selling a single-family house in Miami-Dade, the surtax doesn't apply to you at all.
Turning the Breakdown Into One Number
You don't need to reconcile a cost breakdown against a tax formula before you know what you'll walk away with. One written number, tied to your actual house, replaces the spreadsheet.
Cash Flow Deals is a Florida real estate investor that locks in a net price for a seller's house before repairs are scoped, using a novation-based, flat-fee process arranged through its licensed FL brokerage partner, Silver Door Realty - not a traditional listing, and not a brokerage itself.
Cash Flow Deals' Offer Process:
1. Request a no-obligation review from Cash Flow Deals and get a written net-price offer back within 24 hours.
2. Review and sign the purchase agreement. Your net price is locked at this point, before any repair scope or transfer-tax math changes it.
3. Choose your closing date. Cash Flow Deals can close in as little as 10 business days, or later if you need more time.
The one exception: if something structural surfaces that was not visible or disclosed before we signed - foundation issues, hidden moisture, old wiring, cast-iron drain failure - we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
A cost breakdown tells you what gets subtracted. A written offer tells you what's left.
Common questions
How much of my Florida home's sale price do I actually keep?
It depends on the sale, but a national calculator's sample breakdown shows a $200,000 sale netting $156,500 after $43,500 in agent fees, staging, concessions, and title/escrow/transfer costs, meaning sellers typically keep around 85-90% of the final sale price with closing costs running 6-10% overall.
What is Florida's documentary stamp tax on a home sale?
Florida charges 70 cents per $100 of the sale price, or portion thereof, on the deed at closing, statewide, under the rate set by the Florida Department of Revenue.
How is Miami-Dade County's transfer tax different?
Miami-Dade's base documentary stamp rate is 60 cents per $100 instead of 70 cents, but the county adds a 45-cents-per-$100 surtax on most property types. That surtax does not apply to a single-family home.
How do I get a real number instead of a cost estimate?
By requesting a written offer instead of running a calculator. Cash Flow Deals provides a written net-price offer, typically within 24 hours of a review request, before any repair scope is discussed.
Keep reading
What this means for your options
A value estimate is a starting point, not a guaranteed number. Our process tests your home against the real market -- real buyers, real comps -- before you commit to a price.
Wait and see
Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.
List with a traditional agent
Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.
Sell to Cash Flow Deals
No repairs, no showings, no financing contingency on your side — our novation structure connects you with a bank-financed buyer at a price locked at signing. Usually within one business day.
See your selling options before you decide anything.