Find My Home Value: What Actually Sets The Number

Three Numbers, Not One

So what happens when the free number and the county's number do not agree? You get to pick which one to trust, which is not the same as knowing your home's value. An automated estimate runs your address through public records and recent sales. A county tax assessment is built for taxation, not sale price, and often lags the market by months.

The federal government's own FHFA House Price Index tracks value change using repeat-sale data going back to the 1970s, but it only works for homes that fit inside conforming loan limits: $832,750 in most areas, up to $1,249,125 in high-cost markets. A house that sold above that ceiling falls outside what the index was built to track.

None of these three numbers is a contract. With Cash Flow Deals, you get a direct review of your property and two offers to compare: the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose.

Why The Range Matters More Than Any Single Number

You are not choosing between one accurate number and several wrong ones. You are choosing between a range and a decision. Free estimators, tax assessments, and index tools each measure something different. Stacking three different measurements does not turn them into one fact, it just shows you how wide the real range is.

If you need to sell on a real timeline, Cash Flow Deals reviews your actual property so you can compare your Fast Cash Offer and Premium Cash Offer in writing. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

Cash Flow Deals' Home Review Process: 3 Steps

Step 1: Cash Flow Deals reviews your property details directly and gives you a written Fast Cash Offer and Premium Cash Offer. You choose whether we buy your house as-is and close or a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you.

Step 2: We cover repair costs, and we figure out a way, so nothing comes out of your pocket. With Premium, only what the buyer's lender requires gets fixed, with costs settled from the sale proceeds out of our share. With Fast Cash, you sell as-is without making repairs. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. Cash Flow Deals puts the terms in writing for you to review.

Step 3: You help pick the closing date. With Premium, your buyer signs a new contract directly with you, title transfers directly to them, and their lender funds the purchase. If the buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number instead of the Premium Cash Offer.