Sell My House Clermont: Compare Your Two Offers Before You Decide

How do I compare what I'll have left after selling?

Start with the money left after the sale's costs, rather than the purchase price alone. With Cash Flow Deals, the closing order is defined:

1. Amounts owed: Mortgage payoff, liens, taxes, fees, closing costs, commissions and repairs are paid first from the sale.

2. Seller proceeds: You receive your agreed number. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

3. Company payment: We're paid last from what's left. On Premium, costs come from our share rather than your number.

Think of the closing statement as a receipt: each amount has its own line, so you can see where the sale proceeds go.

What local closing cost should I check in Clermont?

The Lake County Clerk lists deed documentary stamps at 70 cents per $100 of consideration or fraction thereof. That's one closing charge to identify when you compare sale terms, not a complete estimate of your costs.

Worked example using that published rate: $300,000 of consideration divided by $100 equals 3,000 units, multiplied by $0.70 equals $2,100. At $350,000, the calculation is 3,500 times $0.70, or $2,450. At $400,000, it's 4,000 times $0.70, or $2,800. These examples show deed documentary stamps only; they aren't offers for your house or estimates of your proceeds.

Can I sell my Clermont house if it needs repairs and I can't pay for them up front?

Yes. You can compare the Fast Cash Offer, which buys your house as-is without repairs for you to make, and the Premium Cash Offer, which addresses only repairs the buyer's lender requires.

1. Repair scope: On Premium, the buyer's lender's requirements determine what gets fixed.

2. Repair funding: We cover repair costs, and we figure out a way, so nothing comes out of your pocket.

3. Settlement: Those repair costs are fronted and settled from the sale proceeds, from our share, without an up-front repair payment from you.

Before you spend money on cosmetic work, separate permit rules from the buyer's lender's requirements. The City of Clermont lists residential painting, flooring, tile work and replacement of existing plumbing and lighting fixtures as work that doesn't require a building permit. That list describes permit requirements, not a repair list for your sale.

How does the sale work after I choose an offer?

You choose between the Fast Cash Offer and Premium Cash Offer after reviewing both in writing. Cash Flow Deals is a real estate investor partnered with Silver Door Realty, a licensed Florida brokerage.

1. Cash Flow Deals review: Tell us about your house and review both written offers. For the Fast Cash Offer, both sides sign before our team's one walk-through, followed by 15 business days of inspection and closing in 30 business days.

2. Premium contract: You sign with us at an agreed number and give us permission to bring a buyer in our place. During the 30 business days of inspection the home may be listed through Silver Door Realty; a licensed agent brings each buyer, showings are scheduled ahead and take 10 to 15 minutes.

3. Premium closing: The buyer signs a new contract directly with you. Title transfers once, directly from you to the buyer, and the buyer's lender funds the purchase. Closing takes 45 to 60 business days.

Whichever offer you choose, you help pick the closing date.

Will the next house have the same property tax bill?

Don't use another owner's tax bill as your expected bill. The Lake County Property Appraiser says a change of ownership can trigger reassessment and higher property taxes. If your sale is funding another home, that distinction belongs in your budget before you decide how much you need from this house.

Can I take my homestead tax savings to another home?

Up to $500,000 of accumulated Save Our Homes savings can transfer to a new homestead through portability, according to the Lake County Property Appraiser. This is a transfer of tax savings, not a payment from your sale.

The Property Appraiser says to apply for portability with your new homestead exemption application by March 1st. Keep that application date separate from the closing date you discuss with Cash Flow Deals.