Selling a House With a Month-to-Month Tenant in Florida
Published by Cash Flow Deals · Last updated 2026-08-03 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®), affiliated with Silver Door Realty, LLC (License #CQ1064903) · 3 min read
Cash Flow Deals is one real option when a month-to-month tenant is still living in the house you want to sell. Florida Statute 83.57 requires 30 days written notice before ending a month-to-month tenancy. A traditional listing usually wants that unit empty before showings start. You can compare our Fast Cash Offer, where we buy your house as-is and close, with our Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose, and we can review your house with the tenant still inside while the notice period runs on its own timeline.
| Factor | Traditional Listing | Cash Flow Deals |
|---|---|---|
| Timeline | Most agents and buyers want the tenant out before showings start. Florida Statute 83.57 requires 30 days written notice before a month-to-month tenancy ends, and that notice often has to run before the house even goes on the MLS. | You can compare the Fast Cash Offer, where Cash Flow Deals buys your house as-is and closes, with the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you, while your tenant is still living there. You choose. The notice period runs alongside the sale instead of before it. |
| Repairs | Furniture and belongings hide the real interior condition until the unit is vacant, which can trigger repair negotiations after a buyer's inspection. | For your Fast Cash Offer or Premium Cash Offer, the number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. We buy as-is on Fast Cash. On Premium, only what your buyer's lender requires gets fixed. We cover repair costs, and we figure out a way, so nothing comes out of your pocket; Premium repair costs are settled from the sale proceeds out of our share, not your number. |
| Fees / Costs | Listing commissions are negotiable since the 2024 NAR Sitzer/Burnett settlement took effect August 17, 2024. Add closing costs plus carrying costs for every month the notice period runs before closing. | Cash Flow Deals is paid as a separate line item on the closing statement, arranged through its licensed FL brokerage partner, Silver Door Realty. It is not a markup on price. |
What Florida Law Says About Ending a Month-to-Month Tenancy
Florida Statute 83.57 sets the notice period for ending a tenancy with no specific term, which covers most month-to-month rentals. Either the landlord or the tenant must give at least 30 days written notice before the end of a monthly rental period. That 30-day rule replaced the old 15-day standard after a 2023 change to Florida law, so any notice template or advice built on 15 days is out of date. The notice has to land before the end of a rental period, not just 30 days from whenever it's delivered. Because this changed recently, confirm the exact notice date with a licensed FL real estate attorney before you send anything in writing.
Why a Tenant-Occupied Home Complicates a Traditional Listing
A house that still has a tenant inside is harder to show. Buyers want to walk every room without scheduling around someone else's life, and most lenders want the appraiser to have full access too. That pushes a lot of sellers to wait out the full 30-day notice period before the house ever hits the MLS, which stacks weeks of carrying costs onto a timeline that hasn't even started yet.
How Cash Flow Deals Fits Into This
With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. Your house doesn't need to be vacant or staged before we review it. For Premium, your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings coordinated with you and your tenant. You sign with us at an agreed number and allow us to bring a buyer in our place. That buyer signs a new contract directly with you, their lender funds the purchase, and title transfers directly from you to them. We are paid as a separate line item on the closing statement. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. On Premium, only what the buyer's lender requires gets fixed, with those costs settled from the sale proceeds out of our share, not your number. On Fast Cash, we buy as-is, with no repairs for you to make. If the Premium Cash Offer buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number. We disclose what we know when we make your offers.
Cash Flow Deals' Process for a Tenant-Occupied House
Cash Flow Deals' Process: 1. Request your written offers while the tenant is still living there. 2. Cash Flow Deals reviews the tenancy status and confirms your net price in writing. 3. Cash Flow Deals coordinates the notice timeline with your closing date, so the tenant's move-out and the closing don't collide. 4. Title transfers once, directly from you to the real FHA or conventional homebuyer Cash Flow Deals connects to your property, funded by that buyer's own lender.
What Happens to the Tenant After You Close
A homebuyer taking over a tenant-occupied house steps into the landlord role the same way any new owner does. Whether that buyer wants the tenant to stay or wants the unit empty at closing is a term you and Cash Flow Deals work out before you sign, not something left to chance on closing day. Confirm the security deposit handoff and any prorated rent with your closing agent, since Florida has specific rules for how deposits move at a change of ownership.
Common questions
Do I have to give my tenant notice just to sell my house in Florida?
No. Selling the house and ending the tenancy are two different actions. You can sell with the tenant still in place and let a new owner decide whether to keep or end the tenancy. Notice under Florida Statute 83.57 only comes into play if someone actually wants to end the month-to-month tenancy itself.
Can I sell my house in Florida with a tenant still living in it?
Yes. Your tenant's month-to-month status doesn't block a sale. Cash Flow Deals can review your house with the tenant still inside and show you both the Fast Cash Offer, where we buy as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose without first waiting for a vacant, showing-ready house. Any Premium showings are scheduled with you and coordinated around your tenant.
Does selling my house end my tenant's month-to-month tenancy automatically?
No. A sale by itself does not end a tenancy. The new owner takes over as landlord and still has to follow the same 30-day notice rule under Florida Statute 83.57 if they want to end it.
What happens to the security deposit when I sell a tenant-occupied house?
Florida has specific handling rules for a tenant's security deposit at a change of ownership. Confirm the exact steps for your situation with your closing agent or a licensed FL real estate attorney before you close.
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