Cash Flow Deals vs. a Traditional Realtor Listing: Side-by-Side Net Proceeds
2 min read · Last updated 2026-08-03 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®)
A traditional listing and Cash Flow Deals both put real money in a seller's pocket, just on different terms. A traditional listing means a negotiable commission, fully negotiable since the 2024 NAR Sitzer/Burnett settlement, effective August 17, 2024, and Florida's median 44-day path from listing to contract. Cash Flow Deals is one option that locks your net number before you ever put a sign in the yard.
| Factor | Traditional Listing | Cash Flow Deals |
|---|---|---|
| Timeline | Median 44 days from listing to contract for Florida single-family homes as of April 2026, then more time for the buyer's financing to close. | Net price locked at signing. Closing lines up with the buyer's loan timeline, not an open-ended market search. |
| Repairs | Seller pays for prep, staging, and any repairs a buyer's inspector or appraiser flags, often renegotiated mid-contract. | Net price locked before repairs get scoped. Cash Flow Deals re-costs only for real structural surprises, and the seller decides. |
| Fees / Costs | Commission is negotiable since the 2024 NAR Sitzer/Burnett settlement, paid to the listing agent, with buyer-agent pay negotiated separately, off the MLS. | Paid as one line item on the closing statement through Cash Flow Deals' licensed FL brokerage partner, not a markup on price. |
What a Traditional Listing Actually Costs a Seller
A traditional listing puts a seller's commission on the negotiating table with their own agent, and separately, a buyer's agent now negotiates their own pay directly with the buyer rather than off a set MLS offer. Beyond commission, the seller still covers prep, staging, and any repairs an inspector or appraiser flags, and Florida's own data shows single-family homes spent a median of 44 days just getting from listing to contract in April 2026, with the closing itself taking additional weeks once the buyer's loan clears underwriting. If that financing falls through, the seller can be back at square one.
Cash Flow Deals' Process: Locking Net Proceeds Before You List
1. Request your net-price walkthrough with Cash Flow Deals. 2. Cash Flow Deals locks that net number before repairs get scoped. 3. Cash Flow Deals arranges a real FHA or conventional homebuyer whose own lender funds the purchase. 4. Title transfers once, directly from seller to buyer, on a schedule that does not depend on a stranger touring the house first.
Why the NAR Settlement Changed the Commission Conversation
Cash Flow Deals is a Florida real estate investor that locks in a net price for a seller's house before repairs are scoped, using a novation-based, flat-fee process arranged through its licensed FL brokerage partner, Silver Door Realty — not a traditional listing, and not a brokerage itself. The 2024 NAR Sitzer/Burnett settlement, effective August 17, 2024, changed how a traditional listing's commission gets set: sellers are no longer automatically on the hook for both their own agent's pay and the buyer's agent's pay through one blanket MLS offer, buyer-agent compensation is now negotiated directly between buyer and agent, and buyers must sign a written agreement with their agent before touring homes. None of that is fixed by law at any specific percentage, it is negotiated case by case.
The One Exception to a Locked Number
A locked number still has to survive contact with the real house, and Cash Flow Deals accounts for that honestly. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
Comparing the Actual Net, Not Just the Sale Price
A higher list price is not the same thing as a higher net. A traditional listing's final number gets reduced by commission, prep and repair costs, buyer concessions, and holding costs across however many of those 44-plus days it actually takes to reach a closed sale. Cash Flow Deals' net number is set before any of those variables get introduced, so the seller is comparing a known figure against an estimate that can still move in either direction.
Common questions
Are real estate commissions still fixed at a set percentage in Florida?
No. Since the 2024 NAR Sitzer/Burnett settlement took effect on August 17, 2024, commissions are negotiable, and buyer-agent compensation is no longer offered as a blanket rate on the MLS. Every commission is negotiated case by case.
Do I still need a buyer's agent to sell traditionally?
You need your own listing agent to manage a traditional sale, but the buyer now negotiates their own agent's pay directly with that agent, separate from what the seller pays.
What happens if my buyer's financing falls through on a traditional listing?
The contract typically terminates under the financing contingency, the buyer's deposit is usually returned, and the seller goes back to the market, restarting the median 44-day path to a new contract.
Does Cash Flow Deals use a licensed agent too?
Yes. Cash Flow Deals' flat-fee process is arranged through its licensed FL brokerage partner, Silver Door Realty, rather than operating as a brokerage on its own.