Cash Flow Deals

Rates Hit 7.28%. Travis County's Median Sale Price Fell to $489,000.

Published by Cash Flow Deals · Last updated 2026-10-07

Congress Avenue Bridge leading to the downtown Austin skyline in Travis County, Texas
Photo: Mitchell Kmetz / Unsplash · Reviewed by Joseph Mena, CFO of Cash Flow Deals.

Travis County homes sold for an average 93.2% of list price in August, and the median sale price fell 6.4% from a year earlier, to $489,000, Unlock MLS reports. Rates went up. The 30-year fixed rate averaged 7.28% in Freddie Mac's October 1 survey, its highest weekly reading since November 2023. A year before, it was 6.34%. Price your house off what buyers are paying at closing. Not what sellers are asking. Then, before you sign anything, compare a traditional sale with both written offers from Cash Flow Deals: the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose.

Listing in Travis CountyFast Cash OfferPremium Cash Offer
Who buysThe buyer your agent findsCash Flow Deals buys the house as-is and closesA pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you through the Premium Cash Offer. Title transfers once, from you to the buyer. Compare it with the Fast Cash Offer, where we buy your house as-is and close. You choose.
Listing and showingsSet by you and your agentNo listing. One walk-through by our teamNo listing. A pre-approved FHA or conventional buyer we already have buys directly from you.
Time on the calendarRealtor.com's county median: 80 days on the market in September 2026, counted to closing, pending or off-market15 business days of inspection, then close in 45 days or less on a date you help pick15 business days of inspection, then close in 45 days or less on a date you help pick
PriceTravis County sales averaged 93.2% of list price in August 2026Our as-is numberA higher number than the Fast Cash Offer
If the buyer's financing falls throughCheck the financing terms in your purchase contractNot applicable: Cash Flow Deals is the buyerYou can still take the Fast Cash Offer
FeeYour listing agreement sets the commissionNo listing commission to Cash Flow DealsNo listing commission. Cash Flow Deals is paid as a separate line item on the closing statement

Travis County Sales Averaged 93.2% of List. Price Yours From Sales

Travis County homes sold for an average 93.2% of list price in August 2026, Unlock MLS reports. A year earlier: 91.6%.

That's one average across a month of sales in the whole county, not a figure for any one house, and the report doesn't say whether it's measured against the first asking price or the last one.

The median sale price was $489,000, down 6.4% from August 2025. Fewer sold, too. The count was 1,111, or 9.5% below a year earlier.

Our view: the evidence in the market sets your price. Not a formula. Start with recent sales of homes like yours, in the condition yours is in, because in our view buyers walk away when a price doesn't fit the condition they see in person. If you get showings and no offer, we read that as a vote on price: buyers are choosing homes that look like better value.

Decide Whether to Wait on Rates: 5.98% in February, 7.28% by October

Read these numbers as inputs to your decision. Not a forecast. None of them says when rates or prices will turn.

Travis County's median asking price has fallen three Septembers in a row. Realtor.com's figures for the county: $649,000 in 2023, $599,375 in 2024, $550,000 in 2025 and $499,000 in 2026.

That run starts at the highest September in the series, and the 2026 figure is the lowest September since 2019 and the lowest monthly reading since May 2020. Septembers from 2016 through 2019 still ran lower, from $419,000 to $452,000. It's a median asking price. Not a sale price. It also shifts whenever the mix of listed homes shifts.

Mortgage rates rose instead. The 30-year fixed rate averaged 7.28% in Freddie Mac's October 1, 2026 survey, up from 6.34% a year before and from a 2026 low of 5.98% on February 26, so a climb measured from February starts at the year's bottom. To find a higher week, you'd go back to November 22, 2023, at 7.29%. The 2023 peak was 7.79%, on October 26.

Listings are sitting about as long as a year ago, and that's long for this county. By Realtor.com's count, the median Travis County listing spent 80 days on the market in September 2026, against 79 in September 2025, and no September since the series began in 2016 ran longer. Realtor.com counts from the list date to the closing, pending or off-market date, depending on what data it has.

The way we see it, your clock starts the day you list and stops the day you close, and a listing spends that time to try for a higher price.

Listing or Two Offers: Know What Happens If a Buyer's Loan Falls Through

You deserve to know, before you sign, what happens to your sale if a buyer's loan falls through. In a traditional sale, the financing terms in your purchase contract decide that.

Cash Flow Deals gives you two offers together: the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose.

Your inspection period is 15 business days on either offer. Closing is 45 days or less, on a date you help pick.

With the Fast Cash Offer and Premium Cash Offer side by side, you can compare our as-is number with the higher number from a buyer whose lender funds the purchase. The as-is purchase involves one walk-through by our team. For Premium, you sign with us at a number you agree to and give us permission to bring in a buyer in our place. During the 15 business days of inspection, we work through the purchase requirements. The buyer signs a new contract directly with you, and title transfers once, from you to the buyer. Cash Flow Deals is paid as a separate line item on the closing statement.

We cover repair costs, and we figure out a way, so nothing comes out of your pocket. On Premium, only what the buyer's lender requires gets fixed, with repair costs settled from the sale proceeds from our share. On Fast Cash, we buy as-is, with no repairs for you to make.

The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. That can include foundation issues, hidden moisture, old wiring or cast-iron drain failure. We disclose what we know at offer time.

If your Premium buyer's loan falls through, that is our problem, not yours. You can still take the Fast Cash Offer at its own number, with both the Fast Cash Offer and Premium Cash Offer available for you to compare.

On either offer, there is no commission to Cash Flow Deals. You get the amount you agree to, subject to the structural exception described above, and we'll handle any costs on top of that.

Take 10 to 15 minutes to compare both written offers with what a traditional sale would leave you at closing. Choose with both numbers in hand. Whichever offer you take, you help pick the closing date.

Common questions

Where do the Travis County numbers on this page come from?

The sale counts, median sale prices and close-to-list figures come from Unlock MLS's August 2026 Central Texas Housing Report, published September 15, 2026. The listing price, listing count and days-on-market figures are Realtor.com's, published on the St. Louis Fed's FRED site and updated October 1, 2026. The mortgage rates are Freddie Mac's weekly 30-year fixed averages.

Is the Travis County median the same as Austin's?

No. Unlock MLS reported a $560,000 median price for the City of Austin in August 2026 and $412,000 for the Austin-Round Rock-San Marcos metro area, against $489,000 for Travis County. Use your area's figure.

Are more Travis County homes for sale than a year ago?

No, fewer. Unlock MLS counted 6,427 active home listings in Travis County in August 2026, 10.2% fewer than in August 2025. Realtor.com's September count, 6,066, was below September 2025's 6,250, but it was still the second-highest September in its county series, which starts in 2016.

Is either offer binding before I sign a contract?

No. Nothing is binding until both sides sign a written contract. You can read it with an attorney first, and everyone on the title is welcome on the call.

Keep reading

Related reading

This affects sellers in

What this means for your options

Higher rates shrink what buyers can qualify for, which stretches time on market and raises the odds a financed buyer's deal falls through after inspection or appraisal.

Wait and see

Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.

List with a traditional agent

Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.

Sell to Cash Flow Deals

Two offers for your house, Fast Cash or Premium Cash, and you choose. Cash: Cash Flow Deals buys the house as-is and closes. Premium: More money. A pre-approved FHA or conventional buyer we already have buys directly from you.

See both offers before you decide anything.

Start with your address. Decide after you see the path.

No obligation. See what CFD can do first.