Rates Hit 7.28%. Travis County's Median Sale Price Fell to $489,000.

Travis County Sales Averaged 93.2% of List. Price Yours From Sales

Travis County homes sold for an average 93.2% of list price in August 2026, Unlock MLS reports. A year earlier: 91.6%.

That's one average across a month of sales in the whole county, not a figure for any one house, and the report doesn't say whether it's measured against the first asking price or the last one.

The median sale price was $489,000, down 6.4% from August 2025. Fewer sold, too. The count was 1,111, or 9.5% below a year earlier.

Our view: the evidence in the market sets your price. Not a formula. Start with recent sales of homes like yours, in the condition yours is in, because in our view buyers walk away when a price doesn't fit the condition they see in person. If you get showings and no offer, we read that as a vote on price: buyers are choosing homes that look like better value.

Decide Whether to Wait on Rates: 5.98% in February, 7.28% by October

Read these numbers as inputs to your decision. Not a forecast. None of them says when rates or prices will turn.

Travis County's median asking price has fallen three Septembers in a row. Realtor.com's figures for the county: $649,000 in 2023, $599,375 in 2024, $550,000 in 2025 and $499,000 in 2026.

That run starts at the highest September in the series, and the 2026 figure is the lowest September since 2019 and the lowest monthly reading since May 2020. Septembers from 2016 through 2019 still ran lower, from $419,000 to $452,000. It's a median asking price. Not a sale price. It also shifts whenever the mix of listed homes shifts.

Mortgage rates rose instead. The 30-year fixed rate averaged 7.28% in Freddie Mac's October 1, 2026 survey, up from 6.34% a year before and from a 2026 low of 5.98% on February 26, so a climb measured from February starts at the year's bottom. To find a higher week, you'd go back to November 22, 2023, at 7.29%. The 2023 peak was 7.79%, on October 26.

Listings are sitting about as long as a year ago, and that's long for this county. By Realtor.com's count, the median Travis County listing spent 80 days on the market in September 2026, against 79 in September 2025, and no September since the series began in 2016 ran longer. Realtor.com counts from the list date to the closing, pending or off-market date, depending on what data it has.

The way we see it, your clock starts the day you list and stops the day you close, and a listing spends that time to try for a higher price.

Listing or Two Offers: Know What Happens If a Buyer's Loan Falls Through

The win here is certainty: knowing, before you sign, what happens to your sale if a buyer's loan falls through.

On a listing, the financing terms in your purchase contract decide that, and the commission is whatever your listing agreement says.

Cash Flow Deals makes you two offers. You pick.

The Cash Flow Deals terms, clause by clause:

1. Inspection period: 15 business days, on either offer.

2. Closing: 45 days or less, on a date you help pick.

3. Cash offer: our as-is number, where Cash Flow Deals buys the house and closes, with no listing and just one walk-through by our team.

4. Premium offer: a higher number, paid by a real FHA or conventional homebuyer through novation. You sign with us at a number you agree to and give us permission to bring in a buyer in our place. During the 15 business days of inspection the home may be listed, and a licensed agent brings each buyer. Showings are scheduled with you ahead of time and take 10 to 15 minutes. When the buyer is ready, they sign a new contract directly with you, and title goes once, from you to the buyer. Their lender funds it. Cash Flow Deals is paid as a separate line item on the closing statement.

5. If that buyer's financing falls through, you can still take the Cash offer.

6. Fees: no listing commission to Cash Flow Deals on either offer.

7. Your number: you get the amount you agree to, and we'll handle any costs on top of that. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

In our view, that higher number comes from exposure: your home shown to buyers who have lender financing behind them.

Then weigh both written offers against what a listing would leave you by the day it closes. Choose with both numbers in hand. Whichever offer you take, you help pick the closing date.