Maryland Foreclosure Filings Climb 21% Year Over Year
Published by Cash Flow Deals · Last updated 2026-08-05
Foreclosure filings nationwide rose 21% year over year in June 2026, and Maryland ranked the 14th-worst state in the country with 736 filings, about 1 in every 3,479 housing units, according to ATTOM Data. Baltimore City was named among Maryland's four worst counties for foreclosure activity in the same report.
| Factor | Traditional Listing | Cash Flow Deals |
|---|---|---|
| Timeline before a foreclosure date | Still depends on a buyer's lender approving and closing in time | Net price can be locked before repairs are scoped, on the seller's timeline |
| Who takes title | Seller to buyer, standard closing | Seller to buyer, one closing, via novation |
| Repair cost risk | Often renegotiated down after inspection, can delay closing | Locked net price set before repairs are scoped |
Foreclosure Filings Rose 21% Year Over Year
ATTOM Data's June 2026 U.S. Foreclosure Rates by State report counted 39,327 total filings nationwide, default notices, scheduled auctions, and bank repossessions combined, up 21% from June 2025. The national rate worked out to about 1 in every 3,656 housing units.
Baltimore City Ranks Among Maryland's Worst Counties
Maryland ranked 14th-worst among all states, with 736 filings out of roughly 2.56 million housing units, a rate of about 1 in every 3,479 units, slightly worse than the national average. ATTOM named Baltimore City among the four Maryland counties with the worst foreclosure rates, alongside Charles, Kent, and Allegany counties.
Why Rising Filings Matter to a Baltimore City Seller
A foreclosure filing starts a clock. Once a notice of default or a scheduled auction hits the public record, a homeowner has a shrinking window to sell before a lender or a court takes control of the outcome. A 21% year-over-year jump in filings means more Maryland homeowners are hitting that clock right now, not fewer.
What a Baltimore City Homeowner Can Do Before It Escalates
A homeowner behind on payments has real options before a filing turns into a lost house: contacting the lender directly, working with a HUD-approved housing counselor, or requesting a locked net-price offer from a real estate investment company like Cash Flow Deals before repairs are scoped, so the sale timeline isn't left to chance.
Common questions
How many foreclosure filings did Maryland have in June 2026?
736 filings, according to ATTOM Data's U.S. Foreclosure Rates by State report published July 17, 2026.
How does Maryland's foreclosure rate compare to the national average?
Maryland's rate was about 1 in every 3,479 housing units, slightly worse than the national rate of 1 in every 3,656, and ranked 14th-worst among all states.
Is Baltimore City among the worst counties in Maryland for foreclosures?
Yes. ATTOM's June 2026 report named Baltimore City among the state's four worst counties for foreclosure rate, alongside Charles, Kent, and Allegany counties.
What can a Baltimore City homeowner do before a foreclosure filing turns into a lost house?
Contact the lender to discuss options, reach out to a HUD-approved housing counselor, or request a locked net-price offer from a real estate investment company before repairs are scoped.
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What this means for your options
Rising foreclosure filings mean more distressed inventory competing for the same buyers. The homes that sell fastest are the ones priced and positioned before that competition grows.
Wait and see
Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.
List with a traditional agent
Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.
Sell to Cash Flow Deals
No repairs, no showings, no financing contingency on your side — our novation structure connects you with a bank-financed buyer at a price locked at signing. A no-obligation offer, usually within one business day.
See your no-obligation cash offer before you decide anything.