What's a Fair Flat Fee to Pay When Selling Your House in Florida?
2 min read · Last updated 2026-08-03 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®)
A fair flat fee is one you can see in writing before you sign, tied to a net price that's locked before repairs get scoped. Cash Flow Deals is one option built exactly that way: the fee is arranged through its licensed FL brokerage partner and shown as a single line item at closing. Since the NAR Sitzer/Burnett settlement took effect August 17, 2024, commission has been fully negotiable, so 'fair' now means transparent and disclosed, not a fixed percentage.
| Factor | Traditional Listing | Cash Flow Deals |
|---|---|---|
| Timeline | Commission gets negotiated per listing agreement, no longer posted on the MLS since the NAR settlement, August 17, 2024, which can add negotiation time before you even list. | Flat fee disclosed at the net-price walkthrough, before the listing conversation even starts. |
| Repairs | Repair credits negotiated after inspection can change what the agreed commission percentage nets out to. | Net price locked before repairs are scoped, so the flat fee stays fixed regardless of what an inspection finds. |
| Fees / Costs | Commission is negotiable, no fixed percentage, averaging around 5.57% of sale price nationally, plus 3.26% to 3.27% in other FL closing costs. | One flat fee, arranged through Cash Flow Deals' licensed brokerage partner Silver Door Realty, disclosed upfront as a single line item. |
Why 'Fair' Changed After the 2024 NAR Settlement
Real estate commission has technically always been negotiable, but before August 17, 2024, buyer-agent compensation got posted on the MLS, and that number quietly worked like a default. The NAR Sitzer/Burnett settlement took effect that date and banned posting that compensation on the MLS, while also requiring buyers to sign a written agreement with their own agent before touring a home. That change means there's no more industry default to measure 'fair' against. Fair now gets judged by what's disclosed and negotiated in writing, not by what used to be typical.
What Makes a Flat Fee Fair, Specifically
A fair flat fee is disclosed before the seller signs anything, tied to a net number the seller actually gets to keep, and fixed regardless of what an inspection turns up later. Cash Flow Deals discloses its flat fee at the net-price walkthrough, arranged through its licensed FL brokerage partner, Silver Door Realty, and that fee does not move once the seller agrees to it. A fee that changes after signing, or that gets buried inside a sale price instead of shown as its own line item, is the opposite of fair, no matter what the number is.
Cash Flow Deals' Process for Setting a Fair Fee
1. Request your net-price walkthrough with Cash Flow Deals, where the fee gets disclosed in writing alongside the locked net number. 2. Cash Flow Deals shows the fee as its own line item, arranged through Silver Door Realty, its licensed FL brokerage partner. 3. Cash Flow Deals matches the house with a real FHA or conventional buyer whose lender funds the purchase. 4. The fee holds at closing exactly as disclosed, unless something structural surfaces that nobody knew about.
What Could Still Change the Number
The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. The flat fee itself does not move in that scenario. Only the underlying net number gets re-costed.
What Cash Flow Deals Actually Is
Cash Flow Deals is a Florida real estate investor that locks in a net price for a seller's house before repairs are scoped, using a novation-based, flat-fee process arranged through its licensed FL brokerage partner, Silver Door Realty — not a traditional listing, and not a brokerage itself. That structure is what makes the fee possible to judge as fair or not: it is disclosed, it is fixed, and it shows up on paper before closing day, not after.
Common questions
Is a flat fee always cheaper than a traditional commission?
Not automatically. Fair isn't about which number is smaller, it's about whether the fee is disclosed upfront, fixed, and tied to a net price the seller actually keeps. Since commission is fully negotiable post-settlement, a seller should compare Cash Flow Deals' disclosed flat fee against whatever specific commission a listing agent proposes for that specific house.
Did the NAR settlement set a new standard commission rate?
No. The NAR Sitzer/Burnett settlement, effective August 17, 2024, didn't set any rate. It banned posting buyer-agent compensation on the MLS and required signed buyer agreements before touring homes, which made commission fully a matter of individual negotiation, with no posted default to anchor to.
Where does Cash Flow Deals' flat fee show up at closing?
As its own line item on the closing statement, arranged through Cash Flow Deals' licensed FL brokerage partner, Silver Door Realty. It's disclosed to the seller at the net-price walkthrough, before that closing statement ever gets drawn up.
Can Cash Flow Deals raise its fee after I sign?
No. The fee holds at what was disclosed. The only number that can move is the net price itself, and only if something structural surfaces that was not visible or disclosed before signing.