What's a Fair Flat Fee to Pay When Selling Your House in Florida?

5 min read · Last updated 2026-08-03 · Reviewed by Joseph Mena, CFO of Cash Flow Deals. · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®)

A fair fee is one you can see in writing before you sign, alongside what you will receive from your sale. With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. With Premium, only what the buyer's lender requires gets fixed, with costs covered up front and settled from our share of the sale proceeds; with Fast Cash, you make no repairs. If the buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number alongside your Premium Cash Offer choice. Our fee is disclosed in writing and shown as a separate line item at closing. Since the NAR Sitzer/Burnett settlement took effect August 17, 2024, commission has been fully negotiable, so 'fair' means transparent and disclosed, not a fixed percentage.

Factor	Traditional Listing	Cash Flow Deals
Timeline	Commission gets negotiated per listing agreement, no longer posted on the MLS since the NAR settlement, August 17, 2024, which can add negotiation time before you even list.	Cash Flow Deals' fee is disclosed at the net-price walkthrough, before the listing conversation even starts.
Repairs	Repair credits negotiated after inspection can change what the agreed commission percentage nets out to.	You see your number and our fee in writing before you sign. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
Fees / Costs	Commission is negotiable, no fixed percentage, averaging around 5.57% of sale price nationally, plus 3.26% to 3.27% in other FL closing costs.	Cash Flow Deals is paid as a separate line item on the closing statement, disclosed upfront.

Why 'Fair' Changed After the 2024 NAR Settlement

Real estate commission has technically always been negotiable, but before August 17, 2024, buyer-agent compensation got posted on the MLS, and that number quietly worked like a default. The NAR Sitzer/Burnett settlement took effect that date and banned posting that compensation on the MLS, while also requiring buyers to sign a written agreement with their own agent before touring a home. That change means there's no more industry default to measure 'fair' against. Fair now gets judged by what's disclosed and negotiated in writing, not by what used to be typical.

What Makes a Flat Fee Fair, Specifically

You can judge a fee fairly when you see it in writing before you sign, alongside the amount you will receive and how sale costs are handled. Cash Flow Deals explains its compensation at your net-price walkthrough and shows it as a separate line item at closing. You compare the Fast Cash Offer, where we buy your house as-is and close, with the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose. On Premium, your home may be listed through Silver Door Realty, a licensed Florida brokerage. Amounts owed are paid from the sale first, you receive your agreed number, and we are paid last from what remains; Premium repair costs, commissions and closing costs come from our share. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. A fee buried inside a sale price instead of shown as its own line item makes it harder for you to compare what you will receive.

Cash Flow Deals' Process for Setting a Fair Fee

1. Request your net-price walkthrough with Cash Flow Deals to compare your Fast Cash Offer and Premium Cash Offer and see the fee disclosed in writing. You choose: we buy your house as-is and close with Fast Cash, or a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you with Premium. 2. Cash Flow Deals shows its compensation as a separate line item at closing. On Premium, your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings. 3. Cash Flow Deals explains your repair arrangements: we cover repair costs, and we figure out a way, so nothing comes out of your pocket. With Premium, only what the buyer's lender requires gets fixed, settled from our share of the sale proceeds; Fast Cash is bought as-is. 4. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. If your Premium buyer's loan falls through, that is our problem, not yours; you can still choose the Fast Cash Offer at its own number.

What Could Still Change the Number

The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. Cash Flow Deals' fee itself does not move in that scenario. Only the underlying net number gets re-costed.

What Cash Flow Deals Actually Is

With Cash Flow Deals, a Florida real estate investor, you choose between the Fast Cash Offer and the Premium Cash Offer. With Fast Cash, we buy your house as-is and close. With Premium, a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. Your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings; Cash Flow Deals is not itself a brokerage. You see our compensation in writing before you sign and as a separate line item on the closing statement, so you can judge the fee alongside what you receive. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

Common questions

Is a flat fee always cheaper than a traditional commission?

Not automatically. Fair isn't about which number is smaller, it's about whether the fee is disclosed upfront, fixed, and tied to a net price the seller actually keeps. Since commission is fully negotiable post-settlement, a seller should compare Cash Flow Deals' disclosed fee, paid as a separate line item on the closing statement, against whatever specific commission a listing agent proposes for that specific house.

Did the NAR settlement set a new standard commission rate?

No. The NAR Sitzer/Burnett settlement, effective August 17, 2024, didn't set any rate. It banned posting buyer-agent compensation on the MLS and required signed buyer agreements before touring homes, which made commission fully a matter of individual negotiation, with no posted default to anchor to.

Where does Cash Flow Deals' fee show up at closing?

As its own line item on the closing statement, arranged through Cash Flow Deals' licensed FL brokerage partner, Silver Door Realty. It's disclosed to the seller at the net-price walkthrough, before that closing statement ever gets drawn up.

Can Cash Flow Deals raise its fee after I sign?

No. The fee holds at what was disclosed. The only number that can move is the net price itself, and only if something structural surfaces that was not visible or disclosed before signing.