What Happens to My Title When I Sell to Cash Flow Deals?
5 min read · Last updated 2026-08-03 · Reviewed by Joseph Mena, CFO of Cash Flow Deals. · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®)
With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close without a listing, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. With either choice, title moves once, directly from you to the buyer, and the deed is recorded at the county clerk's office like any other Florida sale. On the Premium Cash Offer, Cash Flow Deals brings the buyer to you, and your name never sits behind Cash Flow Deals in the chain of title.
| Factor | Traditional Listing | Cash Flow Deals |
|---|---|---|
| Timeline | Deed prepared and recorded once the buyer's mortgage funds, 30 to 45 days after an accepted offer | Deed prepared once the buyer's lender funds, on a closing date set to the seller's timeline |
| Repairs | Buyer's inspection can delay the deed transfer while repair credits get negotiated | For your Fast Cash Offer or Premium Cash Offer, the number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. Either choice transfers title directly from you to the buyer. |
| Fees / Costs | Recording fees and documentary stamp tax split by local custom, plus commission | Recording fees and documentary stamp tax apply the same way; Cash Flow Deals is paid as a separate line item on the closing statement |
Title Only Transfers Once
When your Cash Flow Deals sale closes, one deed gets signed and recorded, naming you as grantor and your buyer as grantee. You choose the buyer through the Fast Cash Offer, where we buy your house as-is and close, or the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. Florida Statutes section 695.26 sets formatting rules the instrument itself has to meet before the county clerk will record it: legible printed names beneath every signature, the preparer's name and address, and a reserved 3-inch by 3-inch space on the first page for the clerk.
Once the clerk records your deed, Florida's recording act, section 695.01, protects that transfer against later creditors or purchasers who paid value without notice of the sale. Your closing follows the same legal recording process as other Florida real estate closings, including when Cash Flow Deals brings you a Premium buyer.
How Your Two Offers Work
Cash Flow Deals gives you two choices: the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose. For Premium, your home may be listed through Silver Door Realty, a licensed FL brokerage, with a licensed agent and scheduled showings.
The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. On Premium, only what the buyer's lender requires gets fixed; those costs are settled from the sale proceeds, from our share. On Fast Cash, we buy as-is, with no repairs for you to make.
For Premium, you sign with Cash Flow Deals at the agreed number and give us permission to bring in a buyer in our place. The buyer signs a new contract directly with you, their lender funds the purchase, and title transfers directly from you to them. Florida contract law requires four elements for this substitution and release: a valid existing contract, agreement to cancel it, agreement that a new contract replaces it, and a valid new contract. Cash Flow Deals is paid as a separate line item on the closing statement.
Cash Flow Deals' Process: How Title Actually Moves
Cash Flow Deals' process gives you a choice between the Fast Cash Offer and the Premium Cash Offer: 1. You compare our as-is purchase with a higher offer from a pre-approved FHA or conventional buyer we already have, ready to go. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. 2. If you choose Premium, Cash Flow Deals brings that buyer to sign a new contract directly with you. If you choose Fast Cash, Cash Flow Deals buys your house as-is and closes. 3. For Premium, the buyer's lender underwrites and funds the purchase. 4. A single deed is prepared, signed, and recorded, moving title directly from you to your chosen buyer. 5. On Premium, the closing statement shows Cash Flow Deals' payment as its own line item.
Step four answers your title question directly: one signing, one deed, one new owner on record. If the Premium buyer's loan falls through, that is our problem, not yours, and you can still choose the Fast Cash Offer at its own number instead of the Premium Cash Offer.
What Actually Shows Up in the Public Record
The recorded deed itself is a public document, viewable at the county clerk's office or its online records portal. It lists the seller by name as grantor and the buyer by name as grantee, along with the property's legal description and the notarized signatures a Florida deed needs before it can be recorded.
There is no intermediate name in that chain of title. A seller who wants to confirm this can pull the recorded deed after closing and see exactly who the buyer is.
When You Can Reconsider the Agreed Number
With either the Fast Cash Offer or the Premium Cash Offer from Cash Flow Deals, the number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
That can involve foundation issues, hidden moisture, old wiring, or cast-iron drain failure. We explain the issue and bring the revised costs to you so you can decide. We disclose what we know at offer time.
That condition concerns your number, not how title moves. If you agree to a revised number, the deed still transfers once, directly from you to the buyer: us on the Fast Cash Offer, or your real homebuyer on the Premium Cash Offer.
Common questions
Does Cash Flow Deals ever hold title to my house?
No. Title transfers directly from the seller to the actual homebuyer. Cash Flow Deals is not named as an owner in the chain of title at any point.
How many times does the deed change hands in a Cash Flow Deals sale?
Once. A single deed is signed and recorded, moving title straight from the seller to the buyer, the same as it would in a standard closing.
What happens if the buyer's loan falls through before closing?
If a Premium buyer's financing falls through, you can still take our Fast Cash Offer.
Is the Premium Cash Offer the same as a landlord buying your house and renting it back?
No. With the Premium Cash Offer, a pre-approved FHA or conventional homebuyer we already have, ready to go, pays more, signs a new contract directly with you, and takes title at closing. Cash Flow Deals retains no ownership interest in that sale. You can instead choose the Fast Cash Offer, where we buy your house as-is and close. Neither offer includes a rental arrangement.
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- How Does Cash Flow Deals Make Money If It's Not Marking Up the Price? ›
- Is Cash Flow Deals a Licensed Brokerage in Florida? ›
- Is Cash Flow Deals Legit? How the Process Actually Works ›
- Selling to an Investor vs. Selling to a Homebuyer: Where Cash Flow Deals Fits ›
