Sell Your House for Cash in Florida — AS-IS, No Repairs, No Fees
9 min read · Last updated 2026-06-16 · Reviewed by Joseph Mena, CFO of Cash Flow Deals. · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®)
Cash Flow Deals gives you two choices for your Florida home: the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. With Premium, only what the buyer's lender requires gets fixed, settled from the sale proceeds from our share; with Fast Cash, you make no repairs. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. If your Premium buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number. Your sale closes through a single title transfer at Title Guaranty of South Florida. On Premium, title goes directly from you to your buyer, and Cash Flow Deals is paid as a separate line item on the closing statement. Commissions and closing costs come from our share, not your agreed number, with nothing paid out of your pocket.
| Path | Net to seller | Repairs required | Fees | Timeline | Certainty |
|---|---|---|---|---|---|
| Direct buyer / contract middleman | ~70-85% of value — sometimes lower for resale investors | None — but priced into the low offer | Often buried in the discount | 7-21 days | Fast close, lowest price |
| Cash Flow Deals (Fast Cash Offer or Premium Cash Offer) | Higher net — buyer pays around real value, not a resell margin | Sell as-is, zero repairs | $0 to seller — CFD fee is a separate closing line | 30 business days (Fast Cash Offer) or 45 to 60 business days (Premium Cash Offer), on a date you help pick | The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. |
| MLS listing with an agent | Market price minus 5-6% commission plus concessions and repair credits | Often required to compete | 5-6% agent commission plus closing costs | 60-90+ days | Depends on buyer financing clearing |
Why Florida sellers choose a cash sale in 2025
The Florida market moves fast, and so do life events. If you are facing foreclosure notices, divorce, job relocation, an inherited property two states away, or the strain of being a landlord, you may need a sale without a 90-day MLS campaign or repair bills paid up front. Your best path depends on your deadline and what you need to keep from the sale.
A direct resale investor typically works backward from a future resale price, subtracting a profit margin and expected repairs to arrive at your offer. That offer can be 70 to 85 cents on the dollar, sometimes lower if another resale investor is involved. On a $350,000 home, the difference can be $50,000 to $100,000. Compare what you would actually keep from each offer before deciding.
With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. The Fast Cash Offer requires no repairs from you. With the Premium Cash Offer, only what the buyer's lender requires gets fixed. We cover repair costs, and we figure out a way, so nothing comes out of your pocket; those costs are settled from the sale proceeds from our share.
The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. If your Premium buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number.
How the Cash Flow Deals process works — 4 steps
Step one is submitting your address. It takes two minutes on cashflowfl.com and comes with zero obligation. We pull local as-is sold comps for distressed Florida properties, not ARV, not after-repair estimates, and build your offer from real data.
Step two is your free offer, typically within 24 hours. The number reflects what a qualified buyer will pay for the home in its current condition. No pressure, no expiration games. Step three is helping pick your closing date. You help set the timeline, and the close is 30 business days on the Fast Cash Offer or 45 to 60 business days on the Premium Cash Offer. Need 30 or 45 days to line up your next move? That works too. Step four is closing through Title Guaranty of South Florida in a single title transfer directly from you to the buyer. No back-to-back closing, no resale-contract contract transfer chain. Our fee shows up as its own line on the closing statement. Your number stays your number.
Licensed associate Camilo Palacio (SL3280644, REALTOR) with Silver Door Realty, LLC (CQ1064903, NAR member) handles the licensed real estate side of every Florida transaction. The whole deal runs through one clean process from offer to keys.
What you keep — and what you avoid
Selling through Cash Flow Deals gives you two choices: the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose. Foundation issues, mold, fire damage, deferred maintenance, or hoarder situations do not automatically disqualify your home.
With the Fast Cash Offer, you make no repairs. With the Premium Cash Offer, only what the buyer's lender requires gets fixed. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. Those repairs are settled from the sale proceeds, from our share. Commissions and closing costs also come from our share, not your agreed number. Your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings.
The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
On the Premium Cash Offer, your buyer signs a new contract directly with you, their lender funds the purchase, and title transfers once from you to them. If the buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number.
Who this works best for in Florida
If you are facing foreclosure or are behind on payments, your available time matters. A close in 30 business days on the Fast Cash Offer or 45 to 60 business days on the Premium Cash Offer, on a date you help pick, may help you sell before a notice of default becomes a judgment; your foreclosure deadlines still determine whether there is enough time. If you inherited a property in Florida and live out of state, or do not want to manage the probate timeline alongside sale preparation, you can compare the Fast Cash Offer, where we buy as-is and close, with the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose which fits your situation.
If you are a landlord who is done, have already bought your next property and are carrying two mortgages, or are going through divorce and need a clear number both parties can divide, Cash Flow Deals gives you both offers to compare. If your home needs work you cannot afford before selling, the Fast Cash Offer requires no repairs from you. With the Premium Cash Offer, we cover repair costs, and we figure out a way, so nothing comes out of your pocket. Only what the buyer's lender requires gets fixed, settled from the sale proceeds from our share.
The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. If your Premium buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number.
If your Florida home needs nothing, is in a hot zip code, and you have time to run a 90-day MLS campaign, a traditional listing may bring you a higher sale price. Compare what you would keep after commissions, concessions, and other costs with both offers from Cash Flow Deals, then choose based on your timing, your home's condition, and what you need to move on.
Florida cities and counties where direct home-buying company
Cash Flow Deals actively buys in every major Florida metro. If your home is in Miami-Dade or Broward County, including Miami, Hialeah, Fort Lauderdale, and Boca Raton, you are in our core markets. Our Tampa Bay coverage includes Tampa, St. Petersburg, and Clearwater in Hillsborough and Pinellas Counties. In Central Florida, you can sell in Orlando, Kissimmee, and the surrounding Orange and Osceola County submarkets.
You can also sell in Jacksonville, West Palm Beach, Cape Coral, Port St. Lucie, Sarasota, and Gainesville. If your property is somewhere we have not listed here, submit your address. Florida is our primary state, and our coverage is broad by design.
You choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. Cash Flow Deals is a Florida real estate investor. On the Premium Cash Offer, your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings. Cash Flow Deals is paid as a separate line item on the closing statement.
We cover repair costs, and we figure out a way, so nothing comes out of your pocket. On the Premium Cash Offer, only what the buyer's lender requires gets fixed, settled from the sale proceeds from our share. On the Fast Cash Offer, you sell as-is without making repairs. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
Regardless of your city or county, your sale closes through Title Guaranty of South Florida with a single title transfer. With the Fast Cash Offer, title transfers from you to us. With the Premium Cash Offer, it transfers directly from you to your buyer. If that buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number.
Cash Flow Deals' Offer Process:
1. Submit your Florida address at cashflowfl.com. Wherever you are in Miami-Dade, Tampa Bay, Central Florida, or any other Florida county, Cash Flow Deals pulls local as-is comps and starts your file the same day.
2. Receive your free, no-obligation Fast Cash Offer and Premium Cash Offer, typically within 24 hours. Your offers reflect real market data for your specific city or county, rather than a generic statewide estimate.
3. Help pick your closing date and close through Title Guaranty of South Florida in a single title transfer. The closing window of 30 business days on the Fast Cash Offer or 45 to 60 business days on the Premium Cash Offer depends on your chosen offer and the requirements of your sale; we review your timing with you before you sign.
Common questions
How fast can Cash Flow Deals close in Florida?
30 business days on the Fast Cash Offer or 45 to 60 business days on the Premium Cash Offer once you accept the offer. The exact timeline depends on your situation and whether the buyer is using financing or we are closing in cash. You help pick the date that works for your move.
Do I need to clean, repair, or stage the house?
No. Cash Flow Deals buys Florida homes in as-is condition. Foundation issues, mold, fire damage, storm damage, hoarder situations: none of it disqualifies your property. You leave the home the way it sits.
What happens if the buyer's loan falls through?
If a Premium buyer's financing falls through, you can still take our Fast Cash Offer, at its own number. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
Who handles the closing and title work?
All Florida transactions close through Title Guaranty of South Florida in a single title transfer directly from the seller to the buyer. There is no back-to-back closing and no resale-contract contract transfer chain. Licensed associate Camilo Palacio (SL3280644, REALTOR) with Silver Door Realty, LLC (CQ1064903) handles the licensed real estate side.
Does an inspection mean the price can be renegotiated down?
Only if the inspection uncovers a structural-tier issue that was not previously disclosed. In that case, Cash Flow Deals re-costs the repair and brings you the revised number. You decide whether to proceed at the updated figure or walk away. There is no automatic price drop. You stay in control.
Keep reading
- How It Works ›
- What Happens At Closing ›
- Sell My House Fast in Florida ›
- Sell My House Fast in Miami ›
- Sell My House Fast in Orlando ›
- Sell My House Fast in Tampa ›
- Sell My House Fast in Jacksonville ›
- Sell My House Fast in Fort Lauderdale ›
- Sell My House Fast in St. Petersburg ›
- Sell My House Fast in West Palm Beach ›
- Sell My House Fast in Cape Coral ›
- Sell My House Fast in Sarasota ›
- Sell My House Fast in Hialeah ›
Related reading
- Who Pays for Repairs After a Home Inspection? ›
- What's the Difference Between 'As-Is' and Skipping Repairs Entirely in Florida? ›
- What Happens When a Buyer's Lender Requires Repairs You Didn't Agree To? ›
- Does a Home Inspection Still Happen If You Skip Repairs in Florida? ›
- Are There Any Hidden Fees in a Flat-Fee Home Sale in Florida? ›
- What Repairs Do You Actually Have to Fix Before Closing in Florida? ›
