What's the Difference Between 'As-Is' and Skipping Repairs Entirely in Florida?

Published by Cash Flow Deals · Last updated 2026-08-03 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®), affiliated with Silver Door Realty, LLC (License #CQ1064903) · 5 min read

'As-is' is a contract term, not a repair plan. A standard as-is contract means you won't make repairs, but it doesn't stop a buyer from asking for a price cut during the inspection period. With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

Factor	Traditional Listing (As-Is)	Cash Flow Deals
Timeline	The FAR/BAR As-Is Residential Contract gives the buyer a default 15-day inspection period to cancel for any reason or come back asking for a credit, so the price can still move even though the seller agreed to no repairs.	Repairs are never scoped in the first place, so there's no inspection-period negotiation over price sitting between signing and closing.
Repairs	Seller isn't required to make repairs, but Florida's Johnson v. Davis rule still requires disclosing known material defects that aren't visible, and buyers routinely negotiate a price reduction instead of a repair.	No repair list is built. A genuinely new structural issue found later is re-costed once under the structural exception.
Fees / Costs	Seller pays any negotiated price reduction on top of a negotiable listing commission.	Cash Flow Deals' fee is a fixed line item on the closing statement through Silver Door Realty, unrelated to any repair conversation.

What 'As-Is' Actually Promises a Seller

Florida's FAR/BAR As-Is Residential Contract for Sale and Purchase is the most common contract form used across the state. Signing it means one specific thing: the seller isn't agreeing to make any repairs after the inspection period. It does not mean the buyer accepts the home in whatever condition it's in no matter what. The contract still gives the buyer an inspection period, 15 days by default if the space is left blank, during which the buyer can cancel for any reason and get their deposit back. That's often called a 'free look.' A seller who signs an as-is contract has traded away the repair obligation, not the possibility that the buyer walks or renegotiates.

Why 'As-Is' and 'No Repair Conversation' Aren't the Same Thing

The gap between the two shows up the moment an inspection finds something. On an as-is contract, the seller can say no to fixing it, but the buyer can still use that finding to ask for a lower price, a closing credit, or simply cancel during the inspection period and try again with the next seller. None of that requires the seller to do any physical repair work, but all of it can change what the seller nets at closing. Skipping repairs entirely, in the sense most sellers actually mean when they use that phrase, means the price itself was never contingent on an inspection finding something to negotiate over in the first place.

Where Cash Flow Deals Fits Into This

With Cash Flow Deals, you compare the Fast Cash Offer, where we buy your Florida house as-is and close, with the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose. With Premium, your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. Only what the Premium buyer's lender requires gets fixed, with costs settled from the sale proceeds out of our share; with Fast Cash, you make no repairs. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

Cash Flow Deals' Process for Actually Skipping Repairs

Cash Flow Deals' Process: 1. We review your property and show you the Fast Cash Offer, where we buy as-is and close, alongside the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose. 2. We disclose what we know about your property's condition at offer time, consistent with Florida disclosure requirements. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. 3. If you choose Premium, you sign with us at the agreed number and give us permission to bring a buyer in our place. That buyer signs a new contract directly with you, and their lender funds the purchase. We cover repair costs, and we figure out a way, so nothing comes out of your pocket: only lender-required work gets fixed, with costs settled from the sale proceeds out of our share. 4. On Premium, title transfers once, directly from you to your buyer, and we are paid as a separate line item on the closing statement. If the buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number instead of the Premium Cash Offer.

Which One Actually Matches What a Seller Wants

If you don't want to physically fix anything, a standard Florida as-is contract can remove your repair obligation, but the buyer may still request a price change during the inspection period. With us, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. With Premium, we cover repair costs, and we figure out a way, so nothing comes out of your pocket; only what the buyer's lender requires gets fixed, settled from the sale proceeds out of our share. With Fast Cash, you make no repairs.

Common questions

Does an as-is sale mean the buyer can't ask for anything?

No. The buyer can still ask for a lower price or a closing credit during the inspection period, or cancel outright and get their deposit back. As-is only removes the seller's obligation to physically make repairs.

How long is Florida's standard inspection period?

The FAR/BAR As-Is Residential Contract defaults to 15 days after the effective date if the parties don't fill in a different number. The exact length is negotiable between buyer and seller.

Is 'as-is' the same as Cash Flow Deals' process?

No. A standard as-is contract removes your repair obligation but can still allow price renegotiation during the inspection period. With Cash Flow Deals, you choose the Fast Cash Offer, where we buy as-is and close, or the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. With Premium, we cover repair costs, and we figure out a way, so nothing comes out of your pocket; only lender-required repairs get fixed, settled from the sale proceeds out of our share. If the Premium buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number.

What if a defect wasn't disclosed before I signed an as-is contract?

Under Johnson v. Davis, a seller's duty to disclose known material defects applies regardless of an as-is clause. If something wasn't known to the seller either, that's a different situation from one where it was known and left out.