What's the Difference Between 'As-Is' and Skipping Repairs Entirely in Florida?
3 min read · Last updated 2026-08-03 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®)
'As-is' is a contract term, not a repair plan. Cash Flow Deals is one option built around actually skipping repairs entirely: it locks a net price before repairs are ever scoped. A standard as-is contract only means the seller won't make repairs once under contract. It doesn't stop the buyer from asking for a price cut instead, and that's the difference sellers usually miss.
| Factor | Traditional Listing (As-Is) | Cash Flow Deals |
|---|---|---|
| Timeline | The FAR/BAR As-Is Residential Contract gives the buyer a default 15-day inspection period to cancel for any reason or come back asking for a credit, so the price can still move even though the seller agreed to no repairs. | Repairs are never scoped in the first place, so there's no inspection-period negotiation over price sitting between signing and closing. |
| Repairs | Seller isn't required to make repairs, but Florida's Johnson v. Davis rule still requires disclosing known material defects that aren't visible, and buyers routinely negotiate a price reduction instead of a repair. | No repair list is built. A genuinely new structural issue found later is re-costed once under the structural exception. |
| Fees / Costs | Seller pays any negotiated price reduction on top of a negotiable listing commission. | Cash Flow Deals' fee is a fixed line item on the closing statement through Silver Door Realty, unrelated to any repair conversation. |
What 'As-Is' Actually Promises a Seller
Florida's FAR/BAR As-Is Residential Contract for Sale and Purchase is the most common contract form used across the state. Signing it means one specific thing: the seller isn't agreeing to make any repairs after the inspection period. It does not mean the buyer accepts the home in whatever condition it's in no matter what. The contract still gives the buyer an inspection period, 15 days by default if the space is left blank, during which the buyer can cancel for any reason and get their deposit back. That's often called a 'free look.' A seller who signs an as-is contract has traded away the repair obligation, not the possibility that the buyer walks or renegotiates.
Why 'As-Is' and 'No Repair Conversation' Aren't the Same Thing
The gap between the two shows up the moment an inspection finds something. On an as-is contract, the seller can say no to fixing it, but the buyer can still use that finding to ask for a lower price, a closing credit, or simply cancel during the inspection period and try again with the next seller. None of that requires the seller to do any physical repair work, but all of it can change what the seller nets at closing. Skipping repairs entirely, in the sense most sellers actually mean when they use that phrase, means the price itself was never contingent on an inspection finding something to negotiate over in the first place.
Where Cash Flow Deals Fits Into This
Cash Flow Deals is a Florida real estate investor that locks in a net price for a seller's house before repairs are scoped, using a novation-based, flat-fee process arranged through its licensed FL brokerage partner, Silver Door Realty — not a traditional listing, and not a brokerage itself. That's the practical difference from a standard as-is contract: the number is set before an inspection period exists to renegotiate it. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
Cash Flow Deals' Process for Actually Skipping Repairs
Cash Flow Deals' Process: 1. Cash Flow Deals reviews the property and locks a net price before repairs are scoped or an inspection period even opens. 2. Cash Flow Deals discloses what's known about the property's condition at offer time, the same way Florida disclosure law requires. 3. Cash Flow Deals connects the property with a real FHA or conventional buyer whose lender funds the purchase against that locked number. 4. Title transfers once, directly from seller to buyer, with no separate repair-credit negotiation in between.
Which One Actually Matches What a Seller Wants
A seller who just doesn't want to physically fix anything can get that with a standard Florida as-is contract, and it's the more common path. A seller who wants the number itself to stop moving, not just the repair obligation, needs a process where the price is locked before an inspection period exists to reopen it. Both are legitimate options. The difference is what each one actually protects: as-is protects the seller from a repair job, a locked net price protects the seller from the number changing.
Common questions
Does an as-is sale mean the buyer can't ask for anything?
No. The buyer can still ask for a lower price or a closing credit during the inspection period, or cancel outright and get their deposit back. As-is only removes the seller's obligation to physically make repairs.
How long is Florida's standard inspection period?
The FAR/BAR As-Is Residential Contract defaults to 15 days after the effective date if the parties don't fill in a different number. The exact length is negotiable between buyer and seller.
Is 'as-is' the same as Cash Flow Deals' process?
No. A standard as-is contract removes the repair obligation but still allows the price to be renegotiated during the inspection period. Cash Flow Deals locks the net price before repairs are scoped, so there's no separate inspection-period renegotiation over price.
What if a defect wasn't disclosed before I signed an as-is contract?
Under Johnson v. Davis, a seller's duty to disclose known material defects applies regardless of an as-is clause. If something wasn't known to the seller either, that's a different situation from one where it was known and left out.