Cash Flow Deals

What Percentage Do Real Estate Agents Get?

Published by Cash Flow Deals · Last updated 2026-08-04 · Published and reviewed for compliance by Camilo Palacio, a Florida Licensed Realtor

Brown and white house with palm trees and a green lawn in Florida
Photo: Sieuwert Otterloo / Unsplash

There is no fixed percentage anymore. Total commission has averaged around 5.7% nationally, split roughly 2.88% to the listing agent and 2.82% to the buyer's agent, but every number is negotiable. The August 17, 2024 Sitzer/Burnett settlement with the National Association of Realtors ended the practice of advertising buyer-agent pay on the MLS. Cash Flow Deals is paid a separate disclosed fee on the closing statement instead of a percentage baked into the price.

FactorTraditional RouteCash Flow Deals
Typical fee structure5% to 6% total commission, negotiated separately since the August 17, 2024 NAR settlementPaid as a separate disclosed line item on the closing statement, not a percentage of price
Who pays and when it's setBuyer-agent pay is now agreed in writing before touring, not advertised on the MLSNet price to the seller is locked before repairs are ever scoped
Price stabilityCommission math can shift if the sale price gets renegotiated after inspectionFee is a fixed line item independent of any post-inspection repair conversation

There's No Legally Fixed Commission Rate

Real estate commission has technically always been negotiable in the United States. Antitrust law never allowed a fixed national rate. What actually happened is that a rate cluster formed around 5% to 6% total for decades, mostly because that's what Multiple Listing Service culture normalized. That informal norm is what the 2024 settlement targeted, not a rule that never existed on paper.

What Changed on August 17, 2024

The National Association of Realtors settled the Sitzer/Burnett antitrust lawsuits for $418 million, and the new rules took effect August 17, 2024. The biggest practical change: a listing can no longer advertise buyer-agent compensation on the MLS. A buyer's agent now has to sign a written agreement with their buyer, spelling out their fee, before touring homes. Sellers still often offer to cover some or all of the buyer's agent fee to keep their listing competitive, but it's negotiated deal by deal instead of broadcast as a blanket MLS field.

How the Commission Actually Splits Today

Recent industry surveys put average total commission around 5.70% nationally, with the listing side averaging about 2.88% and the buyer's side about 2.82%. The real range runs wider than that average suggests, roughly 4% to 8% total depending on market and negotiation, and discount brokerages sometimes charge as little as 1% to 1.5% on the listing side. None of these numbers are mandatory. They're market averages that shift by region, price point, and how hard each side negotiates.

How Cash Flow Deals' Fee Works Differently

Cash Flow Deals is paid as its own disclosed line item on the closing statement, not as a percentage baked into a marked-up sale price. The seller's net price is locked before repairs are ever scoped, so the fee doesn't move around based on what an inspection turns up later. The property still goes to a real buyer using their own FHA or conventional loan, and title transfers once, directly from seller to buyer, through a novation rather than a resale in the middle.

Common questions

Is a 6% commission required by law?

No. Commission has always been negotiable in the United States. 5% to 6% became a common industry range through market practice, not because any law set that number.

Who pays the buyer's agent now that it's off the MLS?

It's negotiated directly between the buyer and their agent in a written agreement, though sellers frequently still agree to cover some or all of it as part of the sale to keep their listing competitive.

Can I negotiate a lower commission with my listing agent?

Yes. Rates have always been negotiable, and the 2024 settlement made that negotiation more visible and more common in practice.

What exactly is the Sitzer/Burnett settlement?

It's the antitrust settlement the National Association of Realtors reached in March 2024 over how buyer-agent commissions were advertised through the MLS. The new rules took effect August 17, 2024, and NAR paid $418 million as part of the resolution.

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What this means for your options

Every path to selling a house has real tradeoffs. Cash Flow Deals is built for the middle: faster than a traditional listing, more money than a cash investor.

Wait and see

Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.

List with a traditional agent

Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.

Sell to Cash Flow Deals

No repairs, no showings, no financing contingency on your side — our novation structure connects you with a bank-financed buyer at a price locked at signing. Usually within one business day.

See your selling options before you decide anything.

Start with your address. Decide after you see the path.

No obligation. See what CFD can do first.