Cash Flow Deals

What Is the Standard Commission for a Real Estate Agent?

Published by Cash Flow Deals · Last updated 2026-08-04 · Published and reviewed for compliance by Camilo Palacio, a Florida Licensed Realtor

Brown and white house with palm trees and a green lawn in Florida
Photo: Sieuwert Otterloo / Unsplash

There's no fixed standard commission. Real estate fees have always been negotiable, and the 2024 NAR Sitzer/Burnett settlement made that explicit: buyer-agent pay came off the MLS and buyers now sign an agreement before touring homes. Total commissions nationally average around 5.7% of the sale price, split between listing and buyer's agent, but every seller negotiates their own number. Cash Flow Deals skips the negotiation entirely: its fee shows up as one line item on the closing statement.

FactorTraditional RouteCash Flow Deals
How the fee is setNegotiated with your listing agent, no fixed percentageDisclosed as a line-item fee on the closing statement
When you know your netOften not final until repair credits and buyer-agent pay are settledLocked before repairs are even scoped
Who sets buyer-agent payNegotiated separately by the buyer and their agent since the 2024 settlementThe buyer's own lender funds the purchase directly

What "Standard Commission" Used to Mean

For decades, most home sellers heard the same number: somewhere around 5% to 6% of the sale price, split between the listing agent and the buyer's agent. That number was never actually mandatory. It became a market habit because the seller's agent listed the cooperating buyer-agent commission right on the MLS, so most agents in a given area converged around similar figures. Sellers rarely questioned it because everyone quoted roughly the same range.

What Changed in 2024

On August 17, 2024, the National Association of Realtors' settlement of the Sitzer/Burnett lawsuit took effect. Two things changed how commissions work. First, the MLS can no longer display a cooperating commission for the buyer's agent, so listing agents no longer publish what they're offering the other side. Second, any buyer who wants an agent to show them homes has to sign a written agreement spelling out how that agent gets paid before touring starts. Commissions were technically negotiable before the settlement too. What changed is that "typical" rates stopped being visible and assumed, and both sides now negotiate their own number out loud.

What Sellers Actually Pay Today

Total commission nationally averages around 5.7% of the sale price, roughly split 2.88% to the listing side and 2.82% to the buyer's side, though the exact number is negotiated deal by deal and varies by market, price point, and how much service the agent provides. Some agents charge flat fees. Some sellers negotiate a lower percentage on a higher-priced home. There's no rate a seller is required to accept, and no rate an agent is required to offer.

How Cash Flow Deals Handles Its Fee Differently

Cash Flow Deals isn't a traditional listing service, so there's no percentage-based commission to negotiate with a buyer's agent. Cash Flow Deals connects a seller's property with a real buyer whose own lender funds the purchase, and title transfers once, directly from seller to buyer. The fee for that service shows up as one line item on the closing statement, not as a markup baked into the sale price, and the seller's net price gets locked in before repairs are ever scoped out.

Common questions

Is 6% still the standard real estate commission?

No. 6% was a common historical average, not a rule. Today's national average runs closer to 5.7% total, and the exact number is negotiated between each seller and their agent.

Who pays the buyer's agent now?

Since the 2024 NAR settlement, buyer-agent compensation is negotiated directly between the buyer and their agent, and it's no longer automatically published on the MLS by the listing side.

Can I negotiate my agent's commission?

Yes. Commission has always been negotiable, and the 2024 settlement made that negotiation more explicit by taking cooperating compensation off the MLS.

Do all real estate agents charge the same rate?

No. Rates vary by agent, brokerage, market, and the services included. Discount brokerages, flat-fee models, and full-service agents can all charge different amounts for the same sale.

Keep reading

What this means for your options

Every path to selling a house has real tradeoffs. Cash Flow Deals is built for the middle: faster than a traditional listing, more money than a cash investor.

Wait and see

Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.

List with a traditional agent

Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.

Sell to Cash Flow Deals

No repairs, no showings, no financing contingency on your side — our novation structure connects you with a bank-financed buyer at a price locked at signing. Usually within one business day.

See your selling options before you decide anything.

Start with your address. Decide after you see the path.

No obligation. See what CFD can do first.