Cash Flow Deals

Selling Your House in San Antonio: What Each Path Actually Nets You

Published by Cash Flow Deals · Last updated 2026-07-22 · Published and reviewed for compliance by Camilo Palacio, a Florida Licensed Realtor

White two-story house near green trees in Texas
Photo: K. Mitch Hodge / Unsplash · Reviewed by Joseph Mena, CFO of Cash Flow Deals.

Your San Antonio house is selling into a buyer's market, and that changes the math on your options. Inventory has climbed past 7,000 homes for sale, the median sale price sits around $270,000, homes take roughly two months on average to go pending, and most close below their asking price. With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. Compare what you receive and the time each option needs against your deadline.

Cash Flow DealsTraditional Listing
TimelineFinanced buyer under contract closes in about 30 to 45 daysAbout two months on average just to go pending, in today's buyer-leaning market
Repairs & ConcessionsThe number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.Buyer-requested concessions of up to 3% of price are increasingly common
Fees & CostsWith Premium, we are paid last from what remains after amounts owed are settled and you receive your agreed number; costs come from our share, with nothing out of your pocket. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.Agent commissions have commonly run 5 to 6%, plus $1,500 to $2,500 in title and escrow fees

What San Antonio's Buyer-Leaning Market Means for Your Sale

Buyers have the upper hand in San Antonio right now. More than 7,000 active listings sit on the market. Median sale price: around $270,000. Homes take about two months on average to go pending. Roughly two-thirds of sales close below asking. New listings have been outpacing sales for the better part of a year, and that keeps tilting the advantage further toward buyers.

Speed depends on your ZIP code. North-side areas like 78231 and 78248 move in under 60 days, with median prices from the $400,000s into the $500,000s. 78242 on the southwest side near Lackland moves almost as fast, at a median in the $170,000s. Where your home sits in Bexar County matters as much as how you price it.

Every month you wait costs real money. Your mortgage, insurance, upkeep, and your accruing Bexar County property tax bill don't pause while you wait for the right buyer. Buyers are routinely negotiating below asking here. An overpriced first month is the most expensive mistake a San Antonio seller can make.

The Real Costs of Selling a Home in Bexar County

San Antonio is the county seat of Bexar County, and that's where your paperwork actually lives. The deed transferring your home gets recorded with the county. Your property tax bill is based on the value the Bexar County Appraisal District assigns each year. At closing, the title company prorates your share of the current year's property taxes on the settlement statement. Texas property taxes run higher than in most states, so that line item is often several thousand dollars.

Now stack the rest of the traditional costs on top. Agent commissions have commonly run 5 to 6 percent. Title and escrow fees typically add $1,500 to $2,500. In a buyer-leaning market, buyer-requested concessions of up to 3 percent are increasingly normal. All in, many San Antonio sellers give up roughly 8 to 10 percent of the sale price before carrying costs.

Direct-purchase companies compress the timeline, sometimes closing in three to nine weeks, but the price you accept reflects that convenience. More than 250,000 military-connected residents live around Joint Base San Antonio, and plenty of local sellers facing hard PCS deadlines take that trade. Ask yourself first whether speed genuinely requires giving up your full price, or whether a third structure gets you both closer together.

Your Choice With Cash Flow Deals: Fast Cash Offer or Premium Cash Offer

You get two offers from Cash Flow Deals, and you choose: the Fast Cash Offer, where we buy your San Antonio house as-is and close, or the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you.

We cover repair costs, and we figure out a way, so nothing comes out of your pocket. With Premium, only what the buyer's lender requires gets fixed; we arrange for those costs to be covered up front and settled from the sale proceeds, from our share. With Fast Cash, you sell as-is and have no repairs to make.

The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. This applies to either offer you choose.

With Premium, you sign with Cash Flow Deals at the agreed number and give us permission to bring in a buyer in our place. That buyer signs a new contract directly with you. Title passes once, straight from you to your buyer, and the buyer's lender funds the purchase. Your closing is recorded in Bexar County.

At closing, anything owed against your house is paid first from the sale proceeds, including your mortgage payoff, liens, taxes, fees, closing costs and required repairs. Then you receive your agreed number, and Cash Flow Deals is paid last from what remains, as a separate line item on the closing statement. On Premium, those costs come from our share rather than reducing your number. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

If the buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number. You can compare that option with the Premium Cash Offer before deciding what works for your deadline.

Here's how you move forward with Cash Flow Deals:

1. Compare your Fast Cash Offer and Premium Cash Offer side by side, including your proceeds and the time each needs.

2. Choose whether you want us to buy as-is or want the pre-approved FHA or conventional buyer we already have to buy directly from you for more.

3. Help pick your closing date. A financed purchase can take 30 to 45 business days after your buyer is under contract; that phase is only part of the Premium process, so review the full schedule against your moving plans before you sign.

Common questions

How are Bexar County property taxes handled when I sell my San Antonio house?

The title company prorates your share of the current year's Bexar County property taxes right on the settlement statement. You pay only for the portion of the year you owned the home. Your contract spells out the exact treatment, and the title company handles the math at closing.

I'm PCSing from Joint Base San Antonio. Can I compare the Fast Cash Offer and Premium Cash Offer around my military timeline?

Yes. With Cash Flow Deals, you can compare the Fast Cash Offer, where we buy as-is and close, with the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose and help pick the closing date. A financed purchase can take 30 to 45 business days after your buyer is under contract, which is only part of the Premium process. Share your report date so we can assess whether the full schedule fits. A specific buyer's closing date depends on financing and the signed contract.

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What this means for your options

Every path to selling a house has real tradeoffs.

Wait and see

Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.

List with a traditional agent

Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.

Sell to Cash Flow Deals

Two offers for your house, Fast Cash or Premium Cash, and you choose. Cash: Cash Flow Deals buys the house as-is and closes. Premium: More money. A pre-approved FHA or conventional buyer we already have buys directly from you.

See your selling options before you decide anything.

Start with your address. Decide after you see the path.

No obligation. See what CFD can do first.