How to Sell My House: The Florida Step Most Guides Skip
Published by Cash Flow Deals · Last updated 2026-08-18 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®), affiliated with Silver Door Realty, LLC (License #CQ1064903)
Selling your house comes down to eight real steps, and the one Florida sellers skip most is the one state law requires: disclosing any known defect that isn't visible to a buyer, under the Florida Supreme Court's 1985 ruling in Johnson v. Davis. Skip it and a buyer can undo the sale after closing. Cash Flow Deals reviews your disclosures with you before an offer is signed and lets you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you.
| [Cash Flow Deals](/) | Traditional Listing | |
|---|---|---|
| Timeline | 45 days or less, on a date you help pick | 30-90+ days, tied to a buyer's financing |
| Repairs | No repairs for you to make with the Fast Cash Offer; with the Premium Cash Offer, only repairs the buyer's lender requires get fixed, with costs covered and settled from the sale proceeds, so nothing comes out of your pocket. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. | Often required after a buyer's inspection |
| Fees/Costs | You get the amount you agree to, and we'll handle any costs on top of that; no percentage commission | 5-6% agent commission plus 1-3% closing costs deducted at closing |
| Certainty | Disclosures reviewed directly with you before signing | Disclosure risk carried by the seller alone, enforceable for years after closing under Johnson v. Davis |
The Eight Steps, In Order
So which of the eight steps actually trips up most Florida sellers? Not pricing, and not photos - it's the paperwork step, tucked near the end: set a timeline, hire an agent, decide on upgrades, set a price, take listing photos, review offers, weigh closing costs, then gather paperwork and close. Most guides spend the most words on step four, pricing, and the fewest on step seven, the one with legal weight.
Timing matters more than most sellers plan for. A pre-sale inspection is worth scheduling two to three months before listing, and top-to-bottom cleaning should start about a month out, ahead of listing photos. On offers, a counter should give the buyer 48 hours or less to respond, not an open-ended window.
Eight steps make up a home sale from start to finish, and the disclosure step - not pricing or photos - is the one with real legal consequences attached.
Florida's Disclosure Rule Isn't Optional
You are on the hook for more than the price and paperwork when you sell in Florida - the state's highest court settled that in 1985. In Johnson v. Davis, 480 So. 2d 625 (Fla. 1985), the Florida Supreme Court held that a seller who knows of facts materially affecting a property's value, and that are not readily observable to the buyer, has a duty to disclose them. The case itself involved a roof a seller called sound that started leaking days after closing - the buyers won.
With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. With Premium, your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. With Premium, only what the buyer's lender requires gets fixed, with repair costs settled from the sale proceeds out of our share; with Fast Cash, you sell as-is without making repairs. For either offer, the number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. If the buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number alongside your Premium Cash Offer choice.
Think of the disclosure duty like a warranty you sign at closing without a signature line: unspoken, but enforceable, and a buyer who finds a hidden defect afterward can still hold you to it years later.
Sell Without Guessing at the Legal Step
You shouldn't have to research a 1985 court case just to know what you're required to tell a buyer.
Cash Flow Deals Offer Process:
1. Cash Flow Deals reviews your house and returns a written net-price offer, typically within 24 to 48 hours.
2. Its licensed FL brokerage partner, Silver Door Realty, walks through your disclosures with you directly, before any offer is signed.
3. You close in 45 days or less, on a date you help pick.
The one exception: if something structural surfaces that was not visible or disclosed before we signed - foundation issues, hidden moisture, old wiring, cast-iron drain failure - we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
Work through the sale yourself first if you want to sell traditionally. Just don't skip Florida's disclosure requirement - state courts have enforced a seller's duty to disclose known defects since the 1985 Johnson v. Davis ruling.
Common questions
What are the real steps to sell a house?
Eight: set a timeline, hire an agent, decide on upgrades, set a price, take listing photos, review offers, weigh closing costs, then gather paperwork and close. A pre-sale inspection is worth scheduling two to three months before listing.
Do I have to disclose problems with my house when I sell it in Florida?
Yes. Under Johnson v. Davis, 480 So. 2d 625 (Fla. 1985), the Florida Supreme Court ruled that a seller who knows of a defect materially affecting the property's value, and that isn't readily observable to the buyer, must disclose it.
Is there a way to sell without walking through all eight steps myself?
Yes. Cash Flow Deals can return a written net-price offer and walk through your disclosures directly, typically within 24 to 48 hours.
Keep reading
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What this means for your options
Every path to selling a house has real tradeoffs.
Wait and see
Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.
List with a traditional agent
Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.
Sell to Cash Flow Deals
Two offers for your house, Fast Cash or Premium Cash, and you choose. Cash: Cash Flow Deals buys the house as-is and closes. Premium: More money. A pre-approved FHA or conventional buyer we already have buys directly from you.
See your selling options before you decide anything.
