Cash Flow Deals

How to Sell My House: The Florida Step Most Guides Skip

Published by Cash Flow Deals · Last updated 2026-08-18 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®), affiliated with Silver Door Realty, LLC (License #CQ1064903)

A house under construction with plywood walls and stacked windows in the foreground
Photo: Ernie Journeys / Unsplash

Selling your house comes down to eight real steps, and the one Florida sellers skip most is the one state law requires: disclosing any known defect that isn't visible to a buyer, under the Florida Supreme Court's 1985 ruling in Johnson v. Davis. Skip it and a buyer can undo the sale after closing. Cash Flow Deals is one option that reviews your disclosures with you before an offer is even signed.

[Cash Flow Deals](/)Traditional Listing
Timeline7-21 days, you pick the closing date30-90+ days, tied to a buyer's financing
RepairsNone required before closing; net price locked before repairs are scopedOften required after a buyer's inspection
Fees/CostsFlat fee built into the net price; no percentage commission5-6% agent commission plus 1-3% closing costs deducted at closing
CertaintyDisclosures reviewed directly with you before signingDisclosure risk carried by the seller alone, enforceable for years after closing under Johnson v. Davis

The Eight Steps, In Order

So which of the eight steps actually trips up most Florida sellers? Not pricing, and not photos - it's the paperwork step, tucked near the end: set a timeline, hire an agent, decide on upgrades, set a price, take listing photos, review offers, weigh closing costs, then gather paperwork and close. Most guides spend the most words on step four, pricing, and the fewest on step seven, the one with legal weight.

Timing matters more than most sellers plan for. A pre-sale inspection is worth scheduling two to three months before listing, and top-to-bottom cleaning should start about a month out, ahead of listing photos. On offers, a counter should give the buyer 48 hours or less to respond, not an open-ended window.

Eight steps make up a home sale from start to finish, and the disclosure step - not pricing or photos - is the one with real legal consequences attached.

Florida's Disclosure Rule Isn't Optional

You are on the hook for more than the price and paperwork when you sell in Florida - the state's highest court settled that in 1985. In Johnson v. Davis, 480 So. 2d 625 (Fla. 1985), the Florida Supreme Court held that a seller who knows of facts materially affecting a property's value, and that are not readily observable to the buyer, has a duty to disclose them. The case itself involved a roof a seller called sound that started leaking days after closing - the buyers won.

Cash Flow Deals is a Florida real estate investor that locks in a net price for a seller's house before repairs are scoped, using a novation-based, flat-fee process arranged through its licensed FL brokerage partner, Silver Door Realty - not a traditional listing, and not a brokerage itself.

Think of the disclosure duty like a warranty you sign at closing without a signature line: unspoken, but enforceable, and a buyer who finds a hidden defect afterward can still hold you to it years later.

Sell Without Guessing at the Legal Step

You shouldn't have to research a 1985 court case just to know what you're required to tell a buyer.

Cash Flow Deals Offer Process:

1. Cash Flow Deals reviews your house and returns a written net-price offer, typically within 24 to 48 hours.

2. Its licensed FL brokerage partner, Silver Door Realty, walks through your disclosures with you directly, before any offer is signed.

3. You pick the closing date - as soon as 10 business days out, or later if you need more time.

The one exception: if something structural surfaces that was not visible or disclosed before we signed - foundation issues, hidden moisture, old wiring, cast-iron drain failure - we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

Work through the sale yourself first if you want to sell traditionally. Just don't skip Florida's disclosure requirement - state courts have enforced a seller's duty to disclose known defects since the 1985 Johnson v. Davis ruling.

Common questions

What are the real steps to sell a house?

Eight: set a timeline, hire an agent, decide on upgrades, set a price, take listing photos, review offers, weigh closing costs, then gather paperwork and close. A pre-sale inspection is worth scheduling two to three months before listing.

Do I have to disclose problems with my house when I sell it in Florida?

Yes. Under Johnson v. Davis, 480 So. 2d 625 (Fla. 1985), the Florida Supreme Court ruled that a seller who knows of a defect materially affecting the property's value, and that isn't readily observable to the buyer, must disclose it.

Is there a way to sell without walking through all eight steps myself?

Yes. Cash Flow Deals can return a written net-price offer and walk through your disclosures directly, typically within 24 to 48 hours.

Keep reading

What this means for your options

Every path to selling a house has real tradeoffs. Cash Flow Deals is built for the middle: faster than a traditional listing, more money than a cash investor.

Wait and see

Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.

List with a traditional agent

Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.

Sell to Cash Flow Deals

No repairs, no showings, no financing contingency on your side — our novation structure connects you with a bank-financed buyer at a price locked at signing. Usually within one business day.

See your selling options before you decide anything.

Start with your address. Decide after you see the path.

No obligation. See what CFD can do first.