Cash Flow Deals

Sell My House in Denver, CO: Real Numbers Before You Pick a Path

Published by Cash Flow Deals · Last updated 2026-07-22 · Published and reviewed for compliance by Camilo Palacio, a Florida Licensed Realtor

Brown wooden house near mountains in Colorado
Photo: Mike Petrucci / Unsplash · Reviewed by Joseph Mena, CFO of Cash Flow Deals.

Denver is a buyer's market right now, and a 5-6% commission can cost you far more than government fees. Home values are down about 4.3% year over year, and 61.5% of homes are closing below asking. Colorado charges no real estate transfer tax: just a documentary fee of one cent per $100 of the sale price under C.R.S. 39-13-102, about $54 on the median Denver sale. With Cash Flow Deals, you choose between the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. We put both offers and the costs side by side so you can compare what you would take home.

Cash Flow DealsTraditional Listing
TimelineYou choose the Fast Cash Offer, where we buy as-is and close, or the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.About 30 days to pending and 60-75 days from listing to closed in today's Denver market
RepairsWe cover repair costs, and we figure out a way, so nothing comes out of your pocket. With the Premium Cash Offer, only what the buyer's lender requires gets fixed, covered up front and settled from the sale proceeds from our share; with the Fast Cash Offer, we buy as-is. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.Repairs are typically negotiated after inspection and often come out of your proceeds at closing
Fees/CostsAnything owed, including closing costs, commissions and required repairs, is paid first from the sale proceeds; you then receive your agreed number, and Cash Flow Deals is paid last from what's left. On Premium, those costs come from our share, not your number. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.5-6% listing commission plus closing costs typically total 7-9% of the sale price

What Denver's Market Looks Like for Sellers in 2026

Denver has flipped to a buyer's market. The median sale price sits near $533,667. Home values are down about 4.3% year over year. 61.5% of homes are closing below their asking price. A typical listing goes pending in about 30 days, with roughly 2.9 months of supply on the market. Inside the city, the swings are sharp: Washington Park is up 2.1% year over year. Highland is down 6.2%. Same city, opposite directions. The fastest-moving ZIP codes over the last six months are 80230, 80227, 80207, and 80236, each posting 40-42 day medians. Here's what that means for a seller: when most homes close below asking, your outcome comes down to pricing accuracy and full buyer exposure. Not momentum.

What Selling a House Actually Costs in Denver

Here's the real number: on a $533,667 sale, a 6% commission runs roughly $32,000. Colorado's government fees don't even compare. There's no state real estate transfer tax. Denver, Jefferson, and Adams counties add no local transfer taxes either. What you do pay at recording is Colorado's documentary fee under C.R.S. 39-13-102: one cent for every $100 of the sale price, paid to the county clerk and recorder. That's about $54 on a median Denver sale, and it's waived entirely if the consideration is $500 or less. Closings run through a title company. Colorado doesn't require an attorney. You'll also complete the state's Seller's Property Disclosure (SPD) form before closing. Total traditional selling costs commonly run 7-9% of the sale price, and the commission line is almost all of it. That $54 documentary fee is a rounding error next to a $32,000 commission check.

Where Cash Flow Deals Fits for Denver Sellers

You choose between the Fast Cash Offer, where we buy your Denver house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. With Denver values sliding about 4.3% a year and 61.5% of Denver homes closing below asking, Cash Flow Deals helps you compare both offers by what you would take home.

For either offer, the number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. With Premium, only what the buyer's lender requires gets fixed, with costs covered up front and settled from the sale proceeds from our share. With Fast Cash, we buy your house as-is, with no repairs for you to make.

Here's how Cash Flow Deals works for you: we review your Denver property and put both offers in writing so you can choose. If you choose Premium, you give us permission to bring a buyer in our place. That buyer signs a new contract directly with you, title transfers directly from you to them, and their lender funds the purchase. If the buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number, alongside the Premium Cash Offer you compared.

At closing, anything owed against the house, including your payoff, liens, taxes, fees, closing costs, commissions and required repairs, is paid first from the sale proceeds. You then receive your agreed number, and Cash Flow Deals is paid last from what is left. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. On Premium, those costs come from our share, not your number. If the sale does not leave enough to cover our share, that is on us. Your Colorado documentary fee, title work, and SPD disclosure requirements still apply. The current Denver market's 60-75 day window gives you context for comparing timing; your closing date depends on the offer you choose. Tell Cash Flow Deals about your Denver property and we'll put both offers and the costs side by side before you commit.

Common questions

Do I need a real estate attorney to sell my house in Denver?

No, you don't. Colorado closings run through title companies, not attorneys. You'll complete the state's Seller's Property Disclosure (SPD) form, and at recording the county clerk collects Colorado's documentary fee: one cent per $100 of the sale price under C.R.S. 39-13-102. That fee is waived entirely when the consideration is $500 or less.

How long does it take to sell a house in Denver right now?

About 30 days from listing to pending, and 60-75 days from listing to closed: that's typical in the current market. The fastest Denver ZIP codes, 80230, 80227, 80207, and 80236, have posted 40-42 day medians over the last six months.

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What this means for your options

Every path to selling a house has real tradeoffs.

Wait and see

Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.

List with a traditional agent

Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.

Sell to Cash Flow Deals

Two offers for your house, Fast Cash or Premium Cash, and you choose. Cash: Cash Flow Deals buys the house as-is and closes. Premium: More money. A pre-approved FHA or conventional buyer we already have buys directly from you.

See your selling options before you decide anything.

Start with your address. Decide after you see the path.

No obligation. See what CFD can do first.