Cash Flow Deals

Six Questions That Actually Tell You If A Realtor Is Worth Hiring

Published by Cash Flow Deals · Last updated 2026-07-29 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®), affiliated with Silver Door Realty, LLC (License #CQ1064903)

a house under construction with a pile of dirt in front of it
Photo: Troy Mortier / Unsplash · Reviewed by Joseph Mena, CFO of Cash Flow Deals.

Cash Flow Deals gives you two options before you hire a realtor: the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose. If you do want to hire a realtor, six questions help you compare: track record in your exact neighborhood, the real commission number, a marketing plan with specifics behind it, list-to-sale ratio, communication style, and contract length with an exit clause. Roughly 80% of home sellers contact only one real estate agent before signing a listing agreement, according to NAR, which means most people hire the first name they hear instead of comparing anyone. This page gives you the exact questions to ask if you go the realtor route, and helps you compare that route with both offers.

Cash Flow DealsTraditional Listing
TimelineClosing in 45 days or less, on a date you help pick. You choose the Fast Cash Offer, where we buy as-is and close, or the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you.30 to 45+ days, longer if buyer financing falls through
Repairs & CostsYou choose the Fast Cash Offer, bought as-is with no repairs for you to make, or the Premium Cash Offer, with only lender-required repairs settled from the sale proceeds out of our share. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.Inspection repair requests and appraisal contingencies can reopen the price
FeesNo listing commission; you get the amount you agree to, and we'll handle any costs on top of that5% to 6% commission (national average 5.7%, per a 2026 Bankrate/Clever survey)
Agent VettingNo agent to interview. One direct point of contact start to finishSeller must interview and vet the realtor personally; most skip this step entirely

Six Questions That Actually Tell You If A Realtor Is Worth Hiring

Ask a realtor these six questions before you sign anything, not after. First: how many homes have you closed in this specific neighborhood in the last 12 months, and what did they sell for versus asking price. A realtor with three closings two miles away knows more than one with thirty closings across the county. Second: what is your exact commission, in a number, not a range, and what does it cover. The national average commission sits at about 5.7% of the sale price, split roughly 2.88% to the listing side and 2.82% to the buyer's side, according to a 2026 Bankrate and Clever Real Estate survey. On a $357,445 median-priced home, that is roughly $20,374 out of your proceeds. Get the exact percentage in writing before you sign.

Third: what does your marketing plan actually include, beyond listing it on the local MLS. Ask specifically about professional photography. Redfin's research found homes marketed with professional photos sell about 32% faster, averaging 89 days on market versus 123 days for homes with amateur photos. If a realtor can't answer who takes the photos, that's your answer. Fourth: what is your list-to-sale ratio, meaning how close did your last ten listings sell to their original asking price. A realtor consistently landing near 98% or higher priced the homes accurately from day one. One who's regularly at 90% or below is either overpricing to win the listing or underpricing to force a fast close.

Fifth: how will you communicate, and how fast do you respond when an offer comes in at 9pm on a Friday. Get a specific answer, not "anytime." Sixth: what is the length of the listing agreement, and what does it take to get out of it early if it isn't working. A 90-day agreement with a clean exit clause protects you. A 12-month agreement with no exit clause does not. Write the answer down before you sign, because verbal promises don't show up in the contract.

Why 80% Of Sellers Never Ask Any Of This

Roughly 80% of home sellers contact only one real estate agent before signing a listing agreement, according to the National Association of Realtors' Profile of Home Buyers and Sellers. You might find yours through a referral, a repeat relationship, or the agent who sold you the house. That gives you a starting point, but you still need to compare. Once you sign a listing agreement, usually for six to twelve months, its terms govern your pricing, marketing plan, and commission rate for the length of the contract. Before signing, ask about the agent's track record, exact commission number, marketing plan, pricing accuracy history, communication style, and exit clause.

The math makes this expensive to get wrong. A realtor who overprices your home by even 3% can add 30 to 60 extra days on market, while you keep covering mortgage payments, insurance, and taxes. Underpricing to force a fast sale can cost you that difference at closing. Ninety-one percent of sellers use an agent at all, per the same NAR report, so choosing an agent deserves careful scrutiny.

With Cash Flow Deals, you can compare the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose. On Premium, your home may be listed through Silver Door Realty, a licensed Florida brokerage, with a licensed agent and scheduled showings.

We cover repair costs, and we figure out a way, so nothing comes out of your pocket. On Premium, only what the buyer's lender requires gets fixed, with repair costs settled from the sale proceeds out of our share. On Fast Cash, we buy as-is, with no repairs for you to make. For either offer, the number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

The Three-Step Alternative: Skip The Interview Entirely

Vetting a realtor takes real work: pulling their sales history, checking their list-to-sale ratio, comparing commission rates, and reading a listing agreement closely enough to understand its exit clause. About 80% of sellers contact only one agent and sign with them, according to NAR's Profile of Home Buyers and Sellers. You can give yourself a clearer comparison by asking questions before you commit.

Cash Flow Deals gives you a different process, in three steps. Step one: Cash Flow Deals looks at your house and your numbers, then presents the Fast Cash Offer, where we buy as-is and close, alongside the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. Step two: you compare both offers against what a sale with a realtor would likely leave you after a 5% to 6% commission, repair negotiations, and carrying costs while your house is on the market. The number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. Step three: you choose your offer and help pick your closing date. Our existing closing window is 45 days or less. If you choose Premium, your home may be listed through Silver Door Realty, the licensed Florida brokerage partner of Cash Flow Deals, with a licensed agent and scheduled showings. Your buyer signs a new contract directly with you, title transfers directly to them, and their lender funds the purchase.

We cover repair costs, and we figure out a way, so nothing comes out of your pocket. Premium repairs are limited to what your buyer's lender requires and are settled from the sale proceeds out of our share; Fast Cash requires no repairs from you. If your buyer's loan falls through, that is our problem, not yours, and you can still take the Fast Cash Offer at its own number alongside your Premium Cash Offer choice. You can review the written terms with an attorney before signing; nothing is binding until both sides sign a written contract.

Common questions

Should I ask a realtor about their commission before signing anything?

Yes, and get an exact number, not a range. The national average sits at about 5.7% of the sale price, split close to 2.88% to the listing agent and 2.82% to the buyer's agent, according to a 2026 Bankrate and Clever Real Estate survey. Ask what that percentage covers, whether it's negotiable, and get it in writing before you sign a listing agreement, not after.

What if I don't want to interview a realtor at all?

You don't have to. Cash Flow Deals is a Florida investor that gives sellers a net price directly, before any repairs get scoped, so there's no agent interview, no commission negotiation, and no listing agreement to sign. About 80% of sellers only ever talk to one realtor anyway, so skipping the interview isn't unusual. It's just a different number at the end of it.

How many realtors should I actually interview before choosing one?

At least two, ideally three. Compare their exact commission, their list-to-sale ratio on the last ten homes they sold, and their marketing plan side by side. NAR's research shows roughly 80% of sellers stop at one, usually through a referral, which is exactly how a seller ends up locked into a six-to-twelve-month contract with someone they never actually vetted.

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What this means for your options

Every path to selling a house has real tradeoffs.

Wait and see

Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.

List with a traditional agent

Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.

Sell to Cash Flow Deals

Two offers for your house, Fast Cash or Premium Cash, and you choose. Cash: Cash Flow Deals buys the house as-is and closes. Premium: More money. A pre-approved FHA or conventional buyer we already have buys directly from you.

See your selling options before you decide anything.

Start with your address. Decide after you see the path.

No obligation. See what CFD can do first.