Home Proceeds Calculator: The One Input That Moves Your Number Most
Published by Cash Flow Deals · Last updated 2026-08-18 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®), affiliated with Silver Door Realty, LLC (License #CQ1064903)
On a $500,000 sale, a home proceeds calculator can show $214,000 or $222,000 in net proceeds, an $8,000 swing, based on one input alone: the listing commission rate you assume. Cash Flow Deals replaces that assumption with one written number.
| Cash Flow Deals | Traditional Listing | |
|---|---|---|
| Timeline | 7-21 days, you pick the closing date | 30-90+ days, tied to a buyer's financing |
| Repairs | None required before closing; net price locked before repairs are scoped | Often required after a buyer's inspection |
| Fees/Costs | Flat fee built into the net price; no commission to negotiate | 1.5%-3% listing commission plus 2.5%-3% buyer's agent commission, both negotiable |
The $8,000 Swing Hiding Inside One Input
So why do two proceeds calculators give two different answers for the exact same $500,000 house? The listing commission rate assumed. Redfin's own calculator shows a 1.5% listing fee producing $222,000 in net proceeds with a $7,500 seller-agent commission, against a 3% traditional listing fee producing $214,000 in net proceeds with a $15,000 seller-agent commission, on the identical sale price. An $8,000 gap, from one negotiated percentage, not from anything about the house itself.
Buyer's agent commission stacks on top of either number, commonly 2.5% to 3%, and as of August 17, 2024, NAR's own settlement terms confirm that rate can no longer be posted on the MLS. It gets negotiated directly, off-MLS, which means the second input in your proceeds math is not fixed either.
Florida's One Fixed Line in an Otherwise Negotiable Calculation
Every input above is negotiable: listing fee, buyer's agent fee, even seller concessions after an inspection. One line in a Florida seller's proceeds math is not: the state's documentary stamp tax on your deed, $0.70 per $100 of sale price statewide under Florida Statute 201.02(1)(a), $0.60 per $100 in Miami-Dade under Florida Statute 201.031 with no surtax on a single-family transfer. On a $500,000 sale outside Miami-Dade, that is $3,500, the same regardless of which agent or commission structure you choose.
Cash Flow Deals is a Florida real estate investor that locks in a net price for a seller's house before repairs are scoped, using a novation-based, flat-fee process arranged through its licensed FL brokerage partner, Silver Door Realty - not a traditional listing, and not a brokerage itself.
Think of the stamp tax like the one fixed price on a menu full of daily specials: it does not move no matter which commission structure you negotiate around it.
Cash Flow Deals' Offer Process
You do not need to negotiate two separate commission rates just to find out what number you will actually walk away with.
1. Cash Flow Deals reviews your house and returns a written net-price offer, typically within 24 to 48 hours.
2. Its licensed FL brokerage partner, Silver Door Realty, confirms that number directly with you, with no commission rate to negotiate on either side.
3. You pick the closing date - as soon as 10 business days out, or later if you need more time.
The one exception: if something structural surfaces that was not visible or disclosed before we signed - foundation issues, hidden moisture, old wiring, cast-iron drain failure - we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.
Run both commission scenarios first if it helps you see the range. Just know a locked number skips the negotiation entirely.
Common questions
Why do two proceeds calculators give different answers for the same house?
The listing commission rate assumed is usually the biggest swing factor. A 1.5% listing fee versus a 3% listing fee on a $500,000 sale is a $7,500 difference in commission alone, before the buyer's agent fee is added.
Is buyer's agent commission still fixed at a set percentage?
No. As of August 17, 2024, NAR's own settlement terms confirm buyer-agent compensation can no longer be posted on the MLS. It is negotiated directly, off-MLS, commonly in the 2.5% to 3% range.
What is the one cost that does not change no matter which commission I negotiate?
Florida's documentary stamp tax on your deed, $0.70 per $100 of sale price statewide under Florida Statute 201.02(1)(a), or $0.60 per $100 in Miami-Dade. It is fixed by law, unrelated to commission negotiations.
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What this means for your options
A value estimate is a starting point, not a guaranteed number. Our process tests your home against the real market -- real buyers, real comps -- before you commit to a price.
Wait and see
Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.
List with a traditional agent
Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.
Sell to Cash Flow Deals
No repairs, no showings, no financing contingency on your side — our novation structure connects you with a bank-financed buyer at a price locked at signing. Usually within one business day.
See your selling options before you decide anything.