Cash Flow Deals

Do Solar Panels Increase Home Value? The Florida Math

Published by Cash Flow Deals · Last updated 2026-08-18 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®), affiliated with Silver Door Realty, LLC (License #CQ1064903)

White and brown concrete house near green trees under a blue sky in Atlantic Beach, Florida
Photo: Josh Moore / Unsplash

Solar panels add roughly 4.1% to a Florida home's sale price, and Florida exempts every dollar of that added value from property tax. Cash Flow Deals is one option once you're ready to sell, solar system included. A national Zillow study found solar homes sold for 4.1% more on average; under Florida Statute 193.624, the value your solar system adds to your house is 100% exempt from property tax assessment, for as long as you own it.

[Cash Flow Deals](/)Traditional Listing
Timeline7-21 days, you pick the closing date30-90+ days, tied to a buyer's financing
RepairsNone required before closing; solar system reviewed as-isBuyer's lender may require solar lien/ownership documentation before closing
Fees/CostsFlat fee built into the net price; no percentage commission5-6% agent commission; solar loan or lease payoff may reduce proceeds further
CertaintyNet price locked once system ownership is confirmedSale can stall if a buyer's lender won't approve a leased or PACE-financed system

The Real Premium, and Its One Big Catch

So does adding solar actually move your sale price, or just your electric bill? A national Zillow study of home sales found solar homes sold for 4.1% more on average than comparable homes without solar - on a $400,000 house, that is roughly $16,400. The premium holds mainly for owned systems. A leased system, or one still carrying a loan attached to the house through a PACE assessment, generally does not add the same appraised value and can complicate your sale instead of helping it.

4.1% more at sale is the number for an owned system. A leased or PACE-financed system does not carry the same premium, and buyers will ask which one you have.

Florida's Tax Rule Most Sellers Don't Know About

Here's the part solar installers rarely mention: in most states, adding value to your house through any improvement also adds to your property tax bill. Florida carved out an exception for renewable energy. Under Florida Statute 193.624, the added value your solar system brings to your home may not be considered when your county calculates your property's taxable, assessed value - your property tax bill does not go up because you added solar, for as long as you own the system.

Cash Flow Deals is a Florida real estate investor that locks in a net price for a seller's house before repairs are scoped, using a novation-based, flat-fee process arranged through its licensed FL brokerage partner, Silver Door Realty - not a traditional listing, and not a brokerage itself.

Think of it like a home addition that never shows up on your tax bill: the value is real, the exemption just keeps the county from charging you for it.

Sell With the System, Skip the Buyer Negotiation

You shouldn't have to find a buyer who understands net metering just to close on your house.

Cash Flow Deals Offer Process:

1. Cash Flow Deals reviews your house, including your solar system's ownership status and age, and puts a net-price offer in writing, typically within 24 to 48 hours.

2. Its licensed FL brokerage partner, Silver Door Realty, confirms exactly how the system was factored into that number.

3. You pick the closing date - as soon as 10 business days out, or later if you need more time.

The one exception: if something structural surfaces that was not visible or disclosed before we signed - foundation issues, hidden moisture, old wiring, cast-iron drain failure - we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens.

Owned solar is a real asset at sale. Just confirm your paperwork proves ownership before you list.

Common questions

Do solar panels actually increase home value in Florida?

Yes, for owned systems. A national Zillow study found homes with solar sold for 4.1% more on average than comparable homes without it. Leased systems and those tied to a PACE loan generally do not add the same appraised value.

Will adding solar raise my Florida property taxes?

No. Under Florida Statute 193.624, the value a residential solar system adds to your home is fully exempt from property tax assessment for as long as you own it.

Can I sell my house with a leased solar system still attached?

Yes, but it takes more paperwork - the buyer usually has to qualify to take over the lease. Cash Flow Deals can review your specific solar arrangement, owned or leased, and put a net-price offer in writing, typically within 24 to 48 hours.

Keep reading

What this means for your options

A value estimate is a starting point, not a guaranteed number. Our process tests your home against the real market -- real buyers, real comps -- before you commit to a price.

Wait and see

Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.

List with a traditional agent

Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.

Sell to Cash Flow Deals

No repairs, no showings, no financing contingency on your side — our novation structure connects you with a bank-financed buyer at a price locked at signing. Usually within one business day.

See your selling options before you decide anything.

Start with your address. Decide after you see the path.

No obligation. See what CFD can do first.