Henrico County Homes: 36 Days on Market as Rates Climb to 6.95%
Cash Flow Deals Editorial · Last updated 2026-09-17
The 30-year fixed mortgage rate climbed to 6.95% for the week of September 17, 2026, a fourth straight weekly increase from 6.76%, 6.71%, and 6.66% the three weeks before. Henrico County, Virginia's median sold price held at $411,000 over the trailing 30 days, and a separate federal estimate puts the county's typical time on market at 36 days for August 2026. As a Henrico seller, you can weigh those numbers against two choices from Cash Flow Deals: the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. You choose.
The Real Numbers, Two Sources
Freddie Mac's Primary Mortgage Market Survey put the 30-year fixed rate at 6.95% for the week of September 17, 2026, a fourth straight weekly increase from 6.76%, 6.71%, and 6.66% the three weeks before. In Henrico County, Central Virginia Regional MLS data reported through SRMF Real Estate put the median sold price at $411,000 over the trailing 30 days. SRMF is a live, continuously-updating feed, so its day-to-day sale and listing counts move within hours and are not cited here as fixed facts, but the median sold price held steady across two independent live checks on 2026-09-17, roughly five hours apart. A separate source, the Federal Reserve Bank of St. Louis (FRED series MEDDAYONMAR51087, sourced from Realtor.com, a monthly print that does not move between checks), put Henrico County's median days on market at 36 for August 2026.
What These Two Facts Don't Prove
Rates and Henrico County's own numbers moved within days of each other, but neither source claims one caused the other, and this article doesn't either. If you're deciding what a $411,000 median sold price and a 36-day typical market actually mean for your own timeline, that's the real question. It is not whether a rate headline explains it.
What Virginia Sellers Should Do Now
Cash Flow Deals is a Florida real estate investor serving you in Henrico. Your process is: 1. Request your offers. 2. Compare the Fast Cash Offer, where we buy your house as-is and close, and the Premium Cash Offer, where a pre-approved FHA or conventional buyer we already have, ready to go, pays more and buys directly from you. 3. Choose the offer that fits and help pick your closing date. We cover repair costs, and we figure out a way, so nothing comes out of your pocket. With Premium, only what the buyer's lender requires gets fixed, with costs settled from the sale proceeds out of our share; with Fast Cash, we buy as-is, with no repairs for you to make. For either offer, the number is agreed before any work starts, and it changes only if you agree. The one exception: if something structural surfaces that was not visible or disclosed before we signed — foundation issues, hidden moisture, old wiring, cast-iron drain failure — we re-cost it and bring the number back to you. You decide. You can walk away. We disclose what we know at offer time so this almost never happens. If the Premium buyer's loan falls through, that is our problem, not yours, and you can still choose the Fast Cash Offer at its own number instead of the Premium Cash Offer.
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What this means for your options
Higher rates shrink what buyers can qualify for, which stretches time on market and raises the odds a financed buyer's deal falls through after inspection or appraisal.
Wait and see
Keep the property as-is and hope conditions improve. The mortgage, insurance, and upkeep keep costing money while you wait, with no set date for things to turn around.
List with a traditional agent
Standard MLS listing, typically 5-6% in commission, and a financed buyer whose deal depends on appraisal, inspection, and lender approval — any of which can fall through after weeks on market.
Sell to Cash Flow Deals
Two offers for your house, Fast Cash or Premium Cash, and you choose. Cash: Cash Flow Deals buys the house as-is and closes. Premium: More money. A pre-approved FHA or conventional buyer we already have buys directly from you.
See both offers before you decide anything.