Liz Buys Houses vs Cash Flow Deals in Florida
Last updated 2026-06-05 · Reviewed by Camilo Palacio, Licensed Florida Real Estate Professional (License #3280644, REALTOR®)
Liz Buys Houses fits a Florida seller who wants maximum speed and a hands-off, as-is cash sale, and who accepts an investor offer that may sit below retail. Cash Flow Deals fits a seller who wants a price locked at signing, no fees taken from them, and one clean title transfer to a real bank-financed buyer, even if that path is not the fastest possible close.
| Factor | Liz Buys Houses | Cash Flow Deals |
|---|---|---|
| Fees to seller | No commissions or fees; covers closing costs | Free to the seller; paid as a separate line on the closing statement |
| Who buys | Connects you to a local cash investor in their network | A real, bank-financed buyer Cash Flow Deals brings to the table |
| Price certainty | Cash offer based on ARV minus repairs, selling costs, and investor ROI; may be below retail | Price locked at signing and held to closing |
| Repairs | Buy as-is, no repairs required | Sell as-is, no repairs required |
| Speed | Can close in roughly 7 to 28 days, on your timeline | Tied to buyer financing; not the fastest possible close |
| Net to seller | Convenient and fast, but investor margin is built into the offer | Aims for a stronger net by using a financed buyer, not an investor flip |
How Liz Buys Houses works for a Florida seller
Liz Buys Houses is a cash home-buying brand that markets a fast, low-hassle sale. Here is the part many sellers miss: Liz Buys Houses is a connector, not the buyer. Their own process describes three steps. You submit your property details by form or phone, Liz Buys Houses connects you to a local cash buyer who specializes in your market, and you close on your timeline. The actual purchase comes from a network of local investors, not from Liz Buys Houses itself.
The terms they advertise are genuinely seller-friendly on the surface. You pay 0% in commission and no fees, and they state they cover all closing costs. You sell in as-is condition without making any repairs. Closing can happen in roughly 7 to 28 days, or on your own timeline. For a Florida seller facing foreclosure, an inherited property, a divorce, or a home that needs work, that speed and simplicity is real value.
The offer math is where a seller should look closely. Liz Buys Houses publishes its formula: your offer equals the after-repair value (ARV) minus repair costs, minus selling costs, minus the investor's ROI. They list selling costs at around 10% of ARV, and the ROI is what pays the investor's contractors and keeps the business running. That is a normal investor model, not a trick. But it means the number is built around an investor's profit margin.
Where Liz Buys Houses is strong
Speed is the headline strength, and it is legitimate. When a seller needs to be out in two or three weeks, an investor cash close beats a traditional listing every time. There is no mortgage contingency on the buyer's side, no appraisal gap drama, and no months of showings.
Convenience is the second strength. You do not clean, stage, repair, or host open houses. You hand over a property in whatever condition it is in and walk away. For an out-of-state heir or a tired landlord, that is worth a lot.
Brand and reach are the third. Liz Buys Houses operates nationwide with a large investor network and a visible marketing presence, including TV. A seller who wants a recognizable name and a one-form, one-phone-call front door gets that here. If your single most important goal is to be done quickly with zero effort, Liz Buys Houses is a reasonable fit, and that should be said plainly.
Where a Florida seller may net more or want more certainty
The trade-off in any investor model is price. Liz Buys Houses says directly that Keep but attribute: "a third-party review on SellMyHouseFast.com notes offers may be below retail market value." Attributed and sourced, so it is safe as worded., and their formula confirms why: the investor's ROI is subtracted from the offer before you see it. Across the Florida cash-buyer market, investor offers commonly land in the range of 50% to 70% of after-repair value minus repairs. Some pay more or less by condition and location, but the margin is the point of the model.
A second consideration is certainty between offer and closing. An investor cash offer is a number you accept, but the close still runs through that investor's process and timeline. If a seller's top priority is knowing the exact figure at signing and holding it, the offer-then-close gap is worth thinking through.
None of this makes Liz Buys Houses a bad option. It makes it the right option for one kind of seller (speed and convenience first) and the wrong option for another kind of seller (top net or locked certainty first).
How Cash Flow Deals differs
Cash Flow Deals takes a different path to the same goal of selling without the listing grind. Instead of routing you to an investor who flips for margin, Cash Flow Deals connects your Florida home with a real, bank-financed buyer. You still sell as-is with no repairs, so the convenience holds. But the buyer is using mortgage financing rather than buying at an investor discount, which is the lever Cash Flow Deals uses to aim for a stronger net to you.
Three things are built to reduce a seller's uncertainty. First, the price is locked at signing and held to closing, so the number you agree to is the number you carry forward. Second, it is free for the seller. Cash Flow Deals is paid as a separate line on the closing statement, not skimmed out of your proceeds as a commission. Third, the transaction runs as one title transfer through Title Guaranty of South Florida, rather than a buy-then-resell chain.
The honest trade-off runs the other way. Because the buyer is financed, the timeline is tied to that financing, so Cash Flow Deals is not built to be the fastest possible close the way an all-cash investor can be. A seller who must close in seven days may still prefer the investor route. A seller who can give the process a normal closing window in exchange for a locked price, no fees taken from them, and a single clean transfer is who Cash Flow Deals is built for. To talk through your specific property, call 786-891-9111.
Disclosure
Cash Flow Deals is not affiliated with, endorsed by, or sponsored by Liz Buys Houses. All trademarks belong to their respective owners. Comparisons reflect publicly available information as of 2026 and may change without notice. Verify current terms directly with each company.
Common questions
Does Liz Buys Houses actually buy my house?
Not directly. By their own description, Liz Buys Houses connects you to a local cash buyer in their investor network who specializes in your market. The purchase comes from that investor, not from Liz Buys Houses itself.
Are there any fees with Liz Buys Houses?
Liz Buys Houses states you pay 0% in commission and no fees, and that they cover all closing costs. The cost is not a fee line; it is the investor's margin built into the offer, since their published formula subtracts the investor's ROI from your price.
Why might a Cash Flow Deals price be higher than an investor cash offer?
Cash Flow Deals connects you with a bank-financed buyer rather than an investor buying at a flip discount. Investor offers in Florida often land near 50% to 70% of after-repair value minus repairs because the investor's profit is subtracted first. A financed buyer does not need that built-in flip margin.
Is Cash Flow Deals free for the seller?
Yes. Cash Flow Deals is free to the seller. It is paid as a separate line on the closing statement, not deducted from your proceeds as a commission.
Which is faster?
An all-cash investor route like Liz Buys Houses can close in roughly 7 to 28 days. Cash Flow Deals is tied to the buyer's financing, so it is not the fastest possible close. The trade is speed versus a locked price and a stronger target net.
