Acquiring an investment property requires capital – not just for the purchase itself but also for the down payment. If you need down payment money to purchase investment property in Miami, here are some ways to get boost your fund.

If you’re planning on acquiring an investment property you need the money. If you’re getting a loan or seller financing to acquire the property then the lender is lending you some of the money. However, you’ll need to provide a down payment upfront first.

Here’s What You Can Do If You Need Down Payment Money To Purchase Investment Property

Unfortunately, a down payment can be a lot of money – even 5%, 10%, 20% or 25% of the purchase price of the property. If you need down payment money to purchase investment property in Miami, here are four simple tips to help you reach your goal:

1. Save The Money

This might seem obvious but many overlook it. Just find out how much you need and work hard to save up that money first.

2. Borrow The Money

You may be able to borrow the money from a friend, family member, or from another source of capital like a home equity line of credit on your house. This is a useful strategy but just make sure that the payment terms aren’t going to be out of reach.

3. Partner With Another Investor

One of the easiest strategies to get a down payment is to partner with another investor who is willing to put up the down payment money in exchange for something – perhaps an ongoing piece of the cash flow, a piece of the appreciation, or even just to loan the money for repayment plus interest.

4. Invest With Your IRA

Did you know that you can invest with your IRA? It’s a lot simpler than people realize. If you have money in your IRA and you’d like to acquire properties, then you may be able to buy properties inside your IRA with the cash you have there already. You may even find that you can buy the properties outright (without a down payment and a mortgage) with the money you have saved, but there are other ways you can structure this. Ask us about how you can do this and we can walk you through the simple process of making sure you can buy properties inside your IRA.

For more strategies, info & available properties please visit or email us at or call us at (954) 274-8511.